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The-Mortgage-Gal

Start 2012 on the right foot

Feeling a little remorseful over your Christmas spending? Even though you might want to bury those credit card receipts and never look at them again, take a deep breath and add them up. Being honest about what you spend on credit makes the fear of reading your actual credit report a little easier.

According to Industry Canada, you should ask for your credit report once a year. There are two agencies that can help you with that—Equifax or TransUnion.

Check that the information is correct and if not, contact your provincial or territorial consumer affairs office. Also, beware of companies saying they can correct your credit report for a fee, sometimes hundreds of dollars. No credit repair company can do anything that you can't do yourself.

You can find more tips on reducing your debt and checking out your credit report in Take Charge of Your Debt at www.ic.gc.ca/debt.

This article is written by or on behalf of an outsourced columnist and does not necessarily reflect the views of Castanet.



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About the Author

Tracy Head helps busy families get a head start on home ownership.

With today’s increasingly complicated mortgage rules, Tracy spends time getting to know her clients and helps them to better understand the mortgage process. She supports her clients before, during, and after their mortgage is in place.

Tracy works closely with her clients, offering advice and options. With access to more than 40 different lenders. She is able to assist with residential, commercial, and reverse mortgages in order to match the needs of her clients with the right mortgage package.

Tracy works hard to find the right fit for her clients and provide support for years down the road.

Call Tracy at 250-826-5857 or reach out by email [email protected]

Visit her website at www.headstartmortgages.com

Download her app: Headstart Mortgage Architects

 

 



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The views expressed are strictly those of the author and not necessarily those of Castanet. Castanet does not warrant the contents.

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