Add money to your wallet

We all love to save money, but most of us don't enjoy penny–pinching or sacrificing to do so. Luckily, there are many ways to generate significant savings…while actually increasing the enjoyment in our homes and lifestyles.

Install water–saving faucets and showerheads.  According to Environment Canada, Canada is one of the highest water users per capita in the world. By swapping your current tap for a water–saving version, you'll not only save some cash… but you can save the environment as well.

Update your appliances.  If your kitchen appliances are more than 10 years old, chances are they are not the most energy efficient (and they may not be in the most stylish finish). Although it requires an initial investment, adding energy–saving appliances can significantly reduce your monthly bills – and increase your home's value when it comes time
to sell.

Plant a vegetable garden.  We all strive to eat healthy, but organically grown vegetables can add up on your grocery bill. Planting a vegetable garden is a simple and inexpensive way to bring these delicious tastes into your home… and can be a fun family project.

Besides your home, your car is usually your next biggest investment. And while gas prices are still high, there are many steps you can take to increase your fuel economy. First, bypass higher grade (and more expensive) fuel types. Unless you have a high–performance vehicle, these are no benefit to you. Next, be sure that your tires are at the correct air pressure. Too much or too little will not only reduce your fuel economy, but it will affect the smoothness of your ride and cause your tires to wear unevenly (which is another costly investment).

By following a few simple tips, you'll soon increase the enjoyment in your home and lifestyle…and enjoy the extra cash in your wallet.

This article is written by or on behalf of an outsourced columnist and does not necessarily reflect the views of Castanet.

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About the Author

Tracy Head and Laurie Baird help busy families find mortgage solutions. Together they have more than 45 years of experience in the mortgage industry.

With today’s increasingly complicated mortgage rules, Tracy and Laurie spend time getting to know the people they work with and help them to better understand the mortgage process. They support their clients before, during, and after their mortgage is in place.

Tracy and Laurie work closely with their clients, offering advice and options. With access to more than 40 different lenders, Tracy and Laurie are able to assist with residential, commercial, and reverse mortgages in order to match the needs of their clients with the right mortgage package.

They work closely with their clients to find the right fit, and are around to provide support for years down the road!

Contact them at 250-862-1806 or visit www.okanaganmortgages.com

Visit their blog at www.okanaganmortgages.com/blog


The views expressed are strictly those of the author and not necessarily those of Castanet. Castanet does not warrant the contents.

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