1. Get independent advice on your financial options:
As independent mortgage brokers we have over 40 lenders and wide variety of products to chose from. Our goal is to assist you by successfully financing your home or property: vacation, investment, rental or otherwise. We will start by understanding your financial goals and provide you with the mortgage products that meet your specific needs.
2. No cost to you:
There are no costs to you for our services on typical residential mortgage transactions. Like many other professional services, such as insurance, mortgage brokers are generally paid a fee when we introduce dependable customers to a financial institution. Theses fees are standard in the industry so the focus remains on your best interests.
3. Save time with one-stop shopping:
It could take weeks for you to organize appointments with competing mortgage lenders - we know you would rather spend your time house hunting, working or playing! We spend our days communicating directly with dozens of lenders, and can quickly narrow down a list of those that suit your needs the best. It makes comparison shopping fast, easy and convenient.
4. We negotiate on your behalf:
Many people are uncertain or uncomfortable negotiating mortgages directly with their bank. Brokers negotiate mortgages each and every day on behalf of Canadian home buyers. You can count on our market knowledge to secure you the "Complete" mortgage package to meet your situation.
5. More choices to ensure the mortgage meets your needs:
We have access to a network of major lenders in Canada, so your options are extensive. In addition to traditional lenders, we also deal with credit unions, trust companies and private lenders.
6.Choose a professional service:
A professional Mortgage Broker is involved in all steps of the process as well as during the entire term of your mortgage.
We strive to ensure you are provided with all the information needed to make your mortgage decision as well as providing you updates on the changing market conditions. By keeping you abreast of market information we can ensure you continue to have the best option and if necessary capitalize on the current situation.
This article is written by or on behalf of an outsourced columnist and does not necessarily reflect the views of Castanet.