Couldn't be saved in time
Preparing for wind, drought
More fighters requested
All BC News
'Where were these people?'
No marijuana allowed 
Advancing hip replacement
More Canada News
Coast bracing for storm
Flash flooding in Maryland
A headstand in all 50 states
More World News
Canadian business this week 
WestJet strike averted
CP Rail talks to resume
Madrid EUFA champs
Canucks get their man
Preakness winner's BC link
Lily Allen admits cheating
Kylie ready to date again
Metallica's Day of Service
The Mortgage Gal
Home dreams in jeopardy
The federal government has announced new rules to try and cool the heated real-estate markets in Vancouver and Toronto. The change limits the foreign money...
Mortgage methods
How can you pay off your mortgage more quickly? Most homeowners would love nothing more than not to have to put that monthly mortgage cheque in their account....
Housing tax worries market
Economists, realtors, sellers and buyers are all wondering how the Canadian housing market will be affected by the Vancouver property transfer tax for foreign...
Managing your credit
In the financial world, your credit profile is your reputation. You don’t manage your credit applications and payments in a vacuum. Your credit behaviour...
The stress of house buying
There are many stresses associated with home buying — both financial and emotional. It doesn't help that the process comes with its own foreign...
Don't sell, reno
Anyone who has lived in the same house for a long time inevitably gets the reno itch. While gutting a home is expensive, home renovations are still an...
Down-payment blues
How much of your savings should go toward your down payment? There is no definite right answer and sometimes it depends on where the investments or savings are....
Musical mortgages
Stop! Before you transfer your mortgage….. Too switch or not to switch, that is the half-a-million-dollar question. Mortgage lenders that is. Many...
Buying in a hot market
As the summer approaches, it seems the Canadian real estate market has caught spring fever and things are not changing. First-time homebuyers face many...
Grow-op nightmares
Buying a former Grow Op Property and Financing I often get asked about the possibility of buying a home that was a marijuana grow operation or grow op for...
What is in a Beacon Score?
The beacon score is a very important part of the mortgage application process. Your Equifax Beacon Score tells lenders how much of a risk you are by your past...
Five c's of credit
Ever wondered how the financial institution or mortgage broker determines if you qualify for a mortgage? There are five key elements that most lenders use....
Divorce in retirement
Are you a divorced retiree? Financial settlements from a divorce can have a big impact on your security. The concern doubles when a marriage comes to an end...
I wanna buy a house
What will I need to get a mortgage? I often get asked what to bring to a mortgage appointment, and I usually tell my clients to bring a list of assets,...
Often missed finance tool
The pop and sizzle of New Year’s Eve is a distant memory now, and many well-intentioned New Year’s resolutions have probably fallen by the wayside....
Property Transfer Tax
On February 16th, the Liberal Government announced changes to the Property Transfer Tax. The two major changes: • Exemption for new homes up to a purchase...
Reverse mortgages
While reverse mortgages have had a bad reputation based on old programs or those offered in the United States, you might be surprised to learn how much they...
Don't renew that mortgage!
Don’t renew that mortgage . . . until you’ve learned about the following. Is your mortgage coming due in the next few months? When your mortgage is...
Broker commissions
Mortgage broker commissions On January 18th I did an interview on CBC Radio Kelowna regarding the FICOM proposal for more disclosure on the Form 10 used by...
Do new rules affect you?
New downpayment rules If buying a home is on your list of to dos for 2016, then you may be affected by the new downpayment requirement rules announced by...
