Truck hits house, baby hurt
RCMP pushes for evac order
Missing hiker found, safe
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NHL enforcer enters politics
No compassion for parking
Topless woman in crane 
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Murder confession
'Queen of Soul' passes
Former Indian PM dies
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Working to pay the man
Manufacturing bright spot
Zero-commission service
Little slugger gets to play
FIFA defends ethics bans
Falcons falter in game 1
Melanie Griffith comeback
Diane Kruger baby bump
Genesis reunion in works
The Mortgage Gal
Home-owner plan criteria
I have received a number of inquiries about the new B.C. Home Owner Mortgage and Equity Partnership, so thought I would write a follow up to clarify what is...
Down-payment blues
B.C. Home Owner Mortgage and Equity Partnership Program Premier Christy Clark announced on Dec. 15 a new down-payment assistance program to help B.C. residents...
What's your 5-year rate?
The first question I usually get when a potential client calls me is, what is your mortgage rate for five years? It makes me wonder if that is the only thing...
Need a bigger mortgage?
How to qualify for more under the new mortgage rules With the change of mortgage rules requiring borrowers to qualify at the prescribed or posted interest rate...
Help with kid's first home
Sometimes, our children come to us for money to go out with friends, buy clothes, computer stuff or games and and the more they ask, the more we realize that we...
Brokers save you money
5 reasons to use a mortgage broker There are a lot of good reasons to work with a mortgage broker when you’re buying or refinancing a home. To help you...
Home dreams in jeopardy
The federal government has announced new rules to try and cool the heated real-estate markets in Vancouver and Toronto. The change limits the foreign money...
Mortgage methods
How can you pay off your mortgage more quickly? Most homeowners would love nothing more than not to have to put that monthly mortgage cheque in their account....
Housing tax worries market
Economists, realtors, sellers and buyers are all wondering how the Canadian housing market will be affected by the Vancouver property transfer tax for foreign...
Managing your credit
In the financial world, your credit profile is your reputation. You don’t manage your credit applications and payments in a vacuum. Your credit behaviour...
The stress of house buying
There are many stresses associated with home buying — both financial and emotional. It doesn't help that the process comes with its own foreign...
Don't sell, reno
Anyone who has lived in the same house for a long time inevitably gets the reno itch. While gutting a home is expensive, home renovations are still an...
Down-payment blues
How much of your savings should go toward your down payment? There is no definite right answer and sometimes it depends on where the investments or savings are....
Musical mortgages
Stop! Before you transfer your mortgage….. Too switch or not to switch, that is the half-a-million-dollar question. Mortgage lenders that is. Many...
Buying in a hot market
As the summer approaches, it seems the Canadian real estate market has caught spring fever and things are not changing. First-time homebuyers face many...
Grow-op nightmares
Buying a former Grow Op Property and Financing I often get asked about the possibility of buying a home that was a marijuana grow operation or grow op for...
What is in a Beacon Score?
The beacon score is a very important part of the mortgage application process. Your Equifax Beacon Score tells lenders how much of a risk you are by your past...
Five c's of credit
Ever wondered how the financial institution or mortgage broker determines if you qualify for a mortgage? There are five key elements that most lenders use....
Divorce in retirement
Are you a divorced retiree? Financial settlements from a divorce can have a big impact on your security. The concern doubles when a marriage comes to an end...
I wanna buy a house
What will I need to get a mortgage? I often get asked what to bring to a mortgage appointment, and I usually tell my clients to bring a list of assets,...
