The Mortgage Gal
Six Home-Inspection Myths
Having faulty or misguided beliefs about home-inspection services can lead to poor buying processes and final decisions. Dan Steward, president of Pillar...
Mortgage Plain Talk
There are many stresses associated with home buying – both financial and emotional. And frankly speaking, it doesn’t help that the process comes with its...
Purchasing Second Homes
More Canadians than ever are purchasing second homes. No longer the purview of the wealthy, second home ownership has gone mainstream. For many Canadians,...
How Green Is Your Garden?
Canadians love their gardens – whether that means a patch of grass and a few sturdy shrubs by the deck, or a full-scale, blowsy English garden of roses,...
Happy Homebuying!
Congratulations! You’ve decided you’d like to become a homeowner. It’s a big responsibility, but one that comes with many rewards: both emotional and...
The Wow Effect
In the world of real estate, curb appeal is everything. Whether you’re selling your home, getting ready for some special entertaining, or just sprucing things...
Return Of The Clothes Line
The old-fashioned clothes line of our grandmother’s time may be due for a revival. The power blackouts of the past few summers have many Canadians thinking...
Tap Into RRSP
Thinking about buying your first home? Wish you had saved up a good downpayment? Maybe you have, but didn’t know it. First-time homebuyers can tap into their...
Too Good To Be True?
A “no-down-payment” mortgage that actually lets you borrow more than the home’s value? To most of us, the idea of a mortgage that actually lets you borrow...
Becoming A Homeowner
Congratulations! You’ve decided you’d like to become a homeowner. It’s a big responsibility, but one that comes with many rewards: both emotional and...
Closing Costs
You’ve come up with a down payment, searched for a good lawyer, and have found a reputable mortgage broker. Well done! You’re off to a great start in the...
Insuring Thirty Year Mortgages
In late February 2006, Canada Mortgage and Housing Corporation (CMHC)announced that they will be offering to insure 30-year mortgages – a significant shift...
Rental Property Investment
In so many ways we’ve become a nation of investors. Equities and equity mutual funds may not be as popular as they were in the late 90’s and in 2000, but...
Nation Of Farmers
Barely a half-century ago, Canada was a nation of farmers, and autumn was a celebration of thanks for the harvest. Today, it is hard to find fields dotted with...
What Lenders Look For
Contrary to what you may think, you don’t manage your credit applications and payments in a vacuum. Your credit behavior (as some have learned the hard way)...
Title Fraud
Imagine this. A Canadian homeowner – a successful professional with a lovely home in a nice neighbourhood – arrives home after work one day to find a “For...
Increasing Your Credit Score
Submitted by Mortgage Intelligence Good credit translates into lower rates for the borrower! Here are just a few quick tips that can help put you in a better...
Kids On The Move
Submitted by Mortgage Intelligence You’re moving! Join the club of Kids on the Move. Did you know that almost one in five families will move this year?...
Always Have A House Inspection
What a ride! We’ve had one of the longest, hottest housing markets in memory – with keen competition for homes in all price brackets. Everyone has a story...
Financial Breathing Room
Submitted by Mortgage Intelligence - What home-buyers want most. . .is financial breathing room and more choice. It's a bit like bungee-jumping or parachuting...