The Mortgage Gal

Kids On The Move

Aug 29, 2005 / 1:00 pm

Submitted by Mortgage Intelligence You’re moving! Join the club of Kids on the Move. Did you know that almost one in five families will move this year?...

Always Have A House Inspection

Aug 18, 2005 / 5:30 am

What a ride! We’ve had one of the longest, hottest housing markets in memory – with keen competition for homes in all price brackets. Everyone has a story...

Financial Breathing Room

Apr 21, 2005 / 3:41 pm

Submitted by Mortgage Intelligence - What home-buyers want most. . .is financial breathing room and more choice. It""s a bit like bungee-jumping or parachuting...

Guess Work Out Of Mortgages

Feb 15, 2005 / 5:00 am

By Laurie Baird - Mortgage Consultant Taking the guesswork out of adjustable rate mortgages. Next to critiquing the decorating taste of your home’s previous...

Mortgages For Self-Employed

Dec 31, 2004 / 5:30 am

A large and growing segment of Canadians are taking advantage of flexible or unconventional employment opportunities. In fact, the self-employed now represent...

Sparkle Your Holiday

Dec 17, 2004 / 5:30 am

We all do a little more entertaining over the holiday season. And at this time of year, you want to offer your guests the warmest of holiday welcomes. This...

As The Clock Turns

Oct 13, 2004 / 5:30 am

Homeowners Autumn Checklist Whatever the weatherman or the almanc says, we know that the warm season really ends with the changing of the clocks to mark the...

Second Mortgages

Sep 19, 2004 / 5:30 am

In the past, second mortgages were associated with high rates and restrictive terms. Only those really in debt need a second mortgage - right? Not necessarily...

Amortization vs Term

Aug 20, 2004 / 5:30 am

By Laurie Baird - Mortgage Consultant What""s the difference between "amortization" and "term"? There are many stresses associated with home buying - both...

Give Yourself Some Credit

Jul 29, 2004 / 5:30 am

It can reach the point where you don""t want to pick up the mail. There isn""t much to look forward to: after all, who writes letters any more? The daily mail...

Nation Of Investors

Jul 9, 2004 / 5:00 am

In so many ways we""ve become a nation of investors. Equities and equity mutual funds may not be as popular as they were in the late 90""s and in 2000, but...

Assurance In Mortgage Brokers

Jun 22, 2004 / 5:30 am

Mortgage brokers are blossoming in the current environment and are gaining an increasing share of the mortgage market. This is great news because you should...

Mortgages Can Help Debt & Credit

May 24, 2004 / 12:01 am

What if there was such a thing as a magic card that you could carry with you, which had the power to open doors for you all over the world? You show someone...

Mortgages For Self Employed

May 7, 2004 / 12:01 am

Self-employed? Arranging a mortgage can be quicker and easier than you think. Over the years an increasing number of Canadians have become self-employed, often...

Adjustable Mortgages

Apr 7, 2004 / 6:00 am

Next to critiquing the decorating taste of your home’s previous owner, playing the “adjustable mortgage game” may rank as one of the most popular (and...

Use a Mortgage Broker?

Mar 31, 2004 / 6:00 am

For most of us, our ideas about mortgages have been instilled by years of past experience with traditional products in traditional institutions. Long-held...

Mortgage Tips

Mar 25, 2004 / 5:00 am

Well, the pop and sizzle of New Year’s Eve is a distant memory and by now many well-intentioned New Year’s resolutions have probably fallen by the wayside....

Lower Than Prime Rate?

Mar 9, 2004 / 6:05 pm

"Lower than prime," you heard someone say. Like most Canadians, you were probably first skeptical and then confused. We tend to think of the prime lending rate...