The Mortgage Gal

Tips for buying a home

Mar 24, 2012 / 5:00 am

You are about to invest in your most valuable asset. Below are our top 8 recommendations to make you more confident as you start your home buying journey. 1....

Debt reduction tips to boomers

Mar 10, 2012 / 5:00 am

As "Boomers" get closer to retirement age, many are still loaded down by debt. This is an issue because their income will be greatly reduced during...

Shopping for a mortgage?

Feb 25, 2012 / 5:00 am

Like anything else, before you get a mortgage you should "shop around". A Mortgage Broker is a great option to help you when purchasing a property....

Where are interest rates headed?

Jan 28, 2012 / 5:00 am

The answer to that question, depends on where you look. Most experts look at the economic indicators to give them some direction. The data tells them, we are...

Start 2012 on the right foot

Start 2012 on the right foot

Jan 14, 2012 / 5:00 am

Feeling a little remorseful over your Christmas spending? Even though you might want to bury those credit card receipts and never look at them again, take a...

Keep resolutions on track

Keep resolutions on track

Dec 31, 2011 / 5:00 am

January is a popular time of year to set resolutions for physical fitness, personal finance or new career directions. But with the declaration of failed...

Tips to get approved for mortgage

Dec 17, 2011 / 5:00 am

If your home ownership fantasies have been rudely awakened by loan officers denying your application, it’s time to take control of your situation and...

What are home buyers looking for?

Nov 19, 2011 / 5:00 am

Apart from a gorgeous place on a great street, here is what’s getting the attention from potential buyers these days. 1. Energy efficiency features...

Latest mortgage news

Latest mortgage news

Nov 5, 2011 / 5:00 am

Laurie Baird, Mortgage Broker with Verico Complete Mortgage Services talks about the latest mortgage news. Bank of Canada maintains rates - should you take a...

Keep your haunted home safe

Keep your haunted home safe

Oct 22, 2011 / 5:00 am

Eerie sounds, spooky lights and jack-o'-lanterns aglow—extra efforts at Halloween will keep visitors coming back for both tricks and treats. However,...

Financial implications of living longer

Oct 8, 2011 / 5:00 am

It's a fact that Canadians are living longer today than ever before and while this is great because we'll have more time to spend with loved...

Retirement priorities

Sep 24, 2011 / 5:00 am

Golf, travel and relaxation may all be part of your retirement plans—but mortgage payments probably aren't. With a mortgage to pay down and retirement...

Save on Fall Home Improvements

Sep 10, 2011 / 5:00 am

The Government of Canada has renewed the ecoEnergy Retrofit—Homes Program from June 6, 2011 until March 31, 2012. What does this mean? Homeowners tackling...

Be mortgage-free faster

Aug 27, 2011 / 5:00 am

Think your house is comfortable now? Imagine walking through the door knowing that you never need to make a mortgage payment again. In addition to the...

Shop around before renewal!

Aug 13, 2011 / 5:00 am

While most Canadians spend a lot of time researching mortgages before their initial purchase, the same is generally not the case when looking at the mortgage...

Concerns for homebuyers & sellers

Jul 30, 2011 / 5:00 am

A friend, who is a home inspector shared these tips with me: When buying or selling a home, people are often surprised to find how appropriate that old maxim,...

Supersize your mortgage payments

Jul 3, 2011 / 5:00 am

According to a recent RBC Home Ownership survey, 65 percent of Canadian homeowners are worried about mortgage rate increases and 56 per cent admit that their...

Add money to your wallet

Add money to your wallet

Jun 25, 2011 / 5:00 am

We all love to save money, but most of us don't enjoy penny–pinching or sacrificing to do so. Luckily, there are many ways to generate significant...

Calculating a home buying budget

Jun 11, 2011 / 5:00 am

When house–hunting, some factors, like the features of the home, can be adjusted once you've made your purchase, while other factors, like the...

Help your friends

May 28, 2011 / 5:00 am

The Bank of Canada recently released a paper on the "Competition in the Canadian Mortgage Market", which presented some very interesting findings. ...