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The Mortgage Gal

Happy Homebuying!

May 1, 2007 / 6:00 am

Congratulations! You’ve decided you’d like to become a homeowner. It’s a big responsibility, but one that comes with many rewards: both emotional and...

The Wow Effect

Apr 11, 2007 / 10:23 am

In the world of real estate, curb appeal is everything. Whether you’re selling your home, getting ready for some special entertaining, or just sprucing things...

Return Of The Clothes Line

Mar 13, 2007 / 6:00 am

The old-fashioned clothes line of our grandmother’s time may be due for a revival. The power blackouts of the past few summers have many Canadians thinking...

Tap Into RRSP

Feb 13, 2007 / 9:01 am

Thinking about buying your first home? Wish you had saved up a good downpayment? Maybe you have, but didn’t know it. First-time homebuyers can tap into their...

Too Good To Be True?

Jan 23, 2007 / 8:41 am

A “no-down-payment” mortgage that actually lets you borrow more than the home’s value? To most of us, the idea of a mortgage that actually lets you borrow...

Becoming A Homeowner

Jan 2, 2007 / 11:33 am

Congratulations! You’ve decided you’d like to become a homeowner. It’s a big responsibility, but one that comes with many rewards: both emotional and...

Closing Costs

Nov 20, 2006 / 9:10 am

You’ve come up with a down payment, searched for a good lawyer, and have found a reputable mortgage broker. Well done! You’re off to a great start in the...

Insuring Thirty Year Mortgages

Nov 2, 2006 / 10:30 am

In late February 2006, Canada Mortgage and Housing Corporation (CMHC)announced that they will be offering to insure 30-year mortgages – a significant shift...

Rental Property Investment

Oct 20, 2006 / 12:50 pm

In so many ways we’ve become a nation of investors. Equities and equity mutual funds may not be as popular as they were in the late 90’s and in 2000, but...

Nation Of Farmers

Oct 5, 2006 / 9:40 am

Barely a half-century ago, Canada was a nation of farmers, and autumn was a celebration of thanks for the harvest. Today, it is hard to find fields dotted with...

What Lenders Look For

Sep 29, 2006 / 9:36 am

Contrary to what you may think, you don’t manage your credit applications and payments in a vacuum. Your credit behavior (as some have learned the hard way)...

Title Fraud

Jan 29, 2006 / 8:35 am

Imagine this. A Canadian homeowner – a successful professional with a lovely home in a nice neighbourhood – arrives home after work one day to find a “For...

Increasing Your Credit Score

Nov 11, 2005 / 5:30 am

Submitted by Mortgage Intelligence Good credit translates into lower rates for the borrower! Here are just a few quick tips that can help put you in a better...

Kids On The Move

Aug 29, 2005 / 1:00 pm

Submitted by Mortgage Intelligence You’re moving! Join the club of Kids on the Move. Did you know that almost one in five families will move this year?...

Always Have A House Inspection

Aug 18, 2005 / 5:30 am

What a ride! We’ve had one of the longest, hottest housing markets in memory – with keen competition for homes in all price brackets. Everyone has a story...

Financial Breathing Room

Apr 21, 2005 / 3:41 pm

Submitted by Mortgage Intelligence - What home-buyers want most. . .is financial breathing room and more choice. It""s a bit like bungee-jumping or parachuting...

Guess Work Out Of Mortgages

Feb 15, 2005 / 5:00 am

By Laurie Baird - Mortgage Consultant Taking the guesswork out of adjustable rate mortgages. Next to critiquing the decorating taste of your home’s previous...

Mortgages For Self-Employed

Dec 31, 2004 / 5:30 am

A large and growing segment of Canadians are taking advantage of flexible or unconventional employment opportunities. In fact, the self-employed now represent...

Sparkle Your Holiday

Dec 17, 2004 / 5:30 am

We all do a little more entertaining over the holiday season. And at this time of year, you want to offer your guests the warmest of holiday welcomes. This...

As The Clock Turns

Oct 13, 2004 / 5:30 am

Homeowners Autumn Checklist Whatever the weatherman or the almanc says, we know that the warm season really ends with the changing of the clocks to mark the...

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