The Mortgage Gal

Access your money more quickly

Jan 11, 2014 / 5:00 am

When you deposit a cheque and the money appears in your bank account, you may not be able to access all of it immediately because of the 'cheque hold'...

Tips to get approved for a mortgage

Dec 28, 2013 / 5:00 am

If your home ownership fantasies have been rudely awakened by the bank denying your application it is time to take control of your situation and learn what you...

The joy of handmade holiday cards

The joy of handmade holiday cards

Dec 14, 2013 / 5:00 am

There are few holiday traditions as time-honoured as greeting cards. A mailbox bursting with good tidings from family and friends is one of the fundamental joys...

Why you need a mortgage broker

Nov 30, 2013 / 5:00 am

When was the last time you thought about your mortgage? Most people take out a mortgage with their bank for five years and then forget about it. When you took...

Managing your mortgage

Nov 16, 2013 / 5:00 am

What You Should Think About When Financing Your Home If you’re like most Canadians, your home is probably the most important investment you’ll ever...

How to 'nail' an affordable home reno

Nov 2, 2013 / 5:00 am

Anyone who has lived in the same house for a number of years inevitably gets the reno itch. While a gut job is expensive, home renovations are still an...

Tips on keeping more of your money

Oct 19, 2013 / 5:00 am

According to a recent survey released by the Canadian Payroll Association, 59% of us don’t have enough saved up to pay for next month’s necessities...

Make your home toxic free

Oct 5, 2013 / 5:00 am

Disposable dust cloths seem to make cleaning a breeze. Simply open the package, pull out a damp cleaning rag, do your chores, and then throw it away. Not so...

First time home buyer mistakes

Sep 21, 2013 / 5:00 am

Are you gearing up to buy your first place? Arm yourself with these tips to get the most out of your purchase and avoid making 10 of the most costly mistakes...

Smart back-to-school shopping tips

Smart back-to-school shopping tips

Aug 24, 2013 / 5:00 am

Start your back-to-school shopping with a game plan. Even if your child’s teacher hasn’t provided a list of school supplies, you can’t go...

Eight ways to save money

Aug 10, 2013 / 5:00 am

Many Canadian families are working hard to save money and reduce debt. By saving modest amounts however, you can reap big rewards over time. Here are easy ways...

Benefits of using a mortgage broker

Jul 27, 2013 / 5:00 am

Trying to find the best mortgage for your needs and your budget can be a difficult and often frustrating task. The wide selection of mortgage products available...

Home equity vs. 2nd mortgage loans

Jul 13, 2013 / 5:00 am

It’s not surprising that some homeowners confuse the terms “second mortgage” and “home equity loan.” After all, a second mortgage...

Home renovation tips

Home renovation tips

Jun 28, 2013 / 5:00 am

Everyone has a different reason for wanting to renovate their home. You may be looking to make a change in the way your home looks or feels, or you may want to...

House hunting: finding the right fit

Jun 15, 2013 / 5:00 am

With so many choices and variables, how do you find the perfect fit? Before you start your search, it’s a good idea to narrow down the playing field by...

Designing a water efficient garden

Designing a water efficient garden

Jun 1, 2013 / 5:00 am

You can create a lush, colourful garden that requires little maintenance or water by applying the seven principles of xeriscaping – an approach to...

Tips for a stress-free summer move

May 18, 2013 / 5:00 am

The majority of Canadians prefer to make their big move during the summer season. There are a variety of reasons for choosing this time of year: it is easier to...

Selecting the right mortgage planner

May 4, 2013 / 5:00 am

If you were investing the same amount of money you are considering borrowing right now, or have already borrowed, how would you choose your financial advisor?...

Establishing credit history

Apr 20, 2013 / 5:00 am

In order to purchase a home, you must have an established credit history. Each time you pay a bill (for your credit card or for a monthly service such as your...

Is home ownership right for you?

Apr 6, 2013 / 5:00 am

Buying a home is one of the biggest emotional and financial decisions you’ll ever make, so prepare yourself to make a knowledgeable decision. Although...