Mortgage Matters

Job loss and your mortgage

Oct 8, 2016 / 11:00 am

Losing your job, having your family income reduced for an unexpected reason, a health issue or life event can be traumatic. It's especially traumatic if...

Do you buy first or sell?

Sep 24, 2016 / 1:56 pm

Buy or sell? Which comes first? I get asked that question often and the answer varies, depending on your own situation and the market conditions in your area. ...

Mortgages after bankruptcy

Sep 3, 2016 / 6:00 am

You might think it's impossible to get a mortgage after you have declared bankruptcy. It can be a difficult, but there are options if you are willing to do...

You can mortgage your debt

Aug 20, 2016 / 1:00 pm

If you are carrying high-interest, credit-card debt, car loans or other personal loans, you know that it can be challenging to pay off everything. If you are a...

Build your dream home

Jul 24, 2016 / 6:00 am

If you have ever thought about building a new home, there are many considerations including your financing options. This can be complicated, depending on how...

Mortgage don'ts

Jul 9, 2016 / 12:00 pm

Your mortgage has been approved and we have secured great rates and terms for your financing. There is going to be a period between receiving the final approval...

The best mortgage rates

Jun 25, 2016 / 12:00 pm

We are in the middle of a frenzy of activity with our spring real-estate market, so there is a big competition of low-rate offerings in the mortgage market....

A money-saving attitude

Jun 11, 2016 / 1:00 pm

Mortgage Professionals Canada (http://www.mortgageproscan.ca/en/) has just released the results of its 2016 Spring Consumer Report. This year, the report...

Buying a fixer-upper

May 28, 2016 / 7:00 am

Are you thinking about buying a diamond in the rough to transform into your dream home? No doubt it’s easy to be tempted by all the magical home makeovers...

Pink mortgages?

May 14, 2016 / 6:00 am

Pink mortgages? Really? This is the latest term popping up in the media to describe single women who are purchasing homes on their own, and I must say that it...

Private mortgages

Apr 30, 2016 / 11:00 am

Last resort? Do you think of private mortgages as a last resort? The very last option to consider should you be unable to obtain mortgage financing through a...

Thinking about investment?

Apr 16, 2016 / 3:00 pm

Are you looking into investment property? There are intricacies involved in making sure that a property you are considering will align with your investment...

Dream cottage? Is it time?

Apr 2, 2016 / 10:52 am

Vacation or Secondary Home Program No longer just for the wealthy, more Canadians than ever are purchasing second homes. The Vacation or Secondary Home...

Curious about rent to own?

Mar 19, 2016 / 7:00 am

You may have decided that you want to purchase a home, but maybe, for one reason or another, you don’t feel as though you can do it. There could be some...

Subject free madness

Mar 5, 2016 / 7:00 am

There is no doubt that we are in a sellers market here in the Kelowna area, with limited inventory available at certain price points and multiple offer...

RRSP Home Buyers' Plan

Feb 20, 2016 / 12:00 pm

Are you considering purchasing your first home this year? If you’re thinking about buying this spring, start implementing your strategy before February...

Tax debt: Solutions

Jan 23, 2016 / 9:57 pm

Far-reaching powers The Canada Revenue Agency has far-reaching powers when you owe money to them. If you owe, they will find a way to collect. They charge...

Be the banker

Jan 9, 2016 / 9:51 am

Have you ever wondered what it would be like to earn the kind of profits reported by the major financial institutions? One way of getting a piece of this action...

New downpayment rules

Dec 26, 2015 / 6:00 am

Effective February 15, 2016, the minimum down payment requirements will be increased from 5% to 10% for any portion of the purchase price that is above...

No down payment options

Dec 12, 2015 / 6:00 am

Sometimes it can be a challenge to save enough money for a down payment and closing costs. This alone could be holding you back from purchasing your first home...