Mortgage Matters

Consolidate your debt

Jan 27, 2018 / 11:00 am

If you're carrying high interest credit card debt, car loans or other personal loans, you know it can be challenging to pay off everything that you owe. If...

Private mortgage options

Jan 13, 2018 / 11:00 am

Do you think of private mortgages as a last resort; the very last option to consider should you be unable to obtain mortgage financing through a traditional...

Home buyers' Plan

Dec 16, 2017 / 11:00 am

Are you considering buying your first home in 2018? If you need a source for your down payment, The Home Buyers’ Plan (HBP) will allow you to withdraw up...

Credit rating and mortgages

Dec 2, 2017 / 11:00 am

A lack of basic financial knowledge can be the difference between getting a mortgage at a great rate and having a mortgage with an alternative lender where you...

Invest in Kelowna real estate

Nov 18, 2017 / 11:00 am

You may have heard recently that analysts indicate now is a great time to invest in Kelowna real estate. They make that suggestion because Kelowna offers higher...

Review your mortgage today

Nov 4, 2017 / 11:00 am

There has never been a better time to review your current mortgage particularly with the new rules that will require a stress test for all mortgages. Life...

Keep calm and call a broker

Oct 21, 2017 / 11:00 am

Keep calm call a mortgage broker You have no doubt heard by now that major mortgage rule changes will come into effect on Jan. 1. There will be lots of talk...

Buying a rental property

Oct 7, 2017 / 11:00 am

Buying an investment property can be a daunting process and is different than buying your primary home. You may feel unsure of all the steps and what you should...

More mortgage changes

Sep 23, 2017 / 11:00 am

There isn’t much doubt that more significant mortgage rule changes are on the way, perhaps as early as Oct. 2. Canada’s banking regulator, OSFI (the...

Monster in your mortgage

Sep 9, 2017 / 11:00 am

So you have found your dream home. Congratulations! Your realtor was a great negotiator and you bought your new home for $475,000. Your mortgage is $350,000...

Before you list your home

Aug 26, 2017 / 11:00 am

If you are considering listing your home for sale in the near future, there are some things that you need to know. You may think that your first call should be...

Foreclosure? What to do?

Aug 12, 2017 / 11:00 am

You could be facing foreclosure if you have found yourself in one of these situations: You are about to miss a mortgage payment because you don’t have...

Tighter rules coming

Jul 29, 2017 / 11:00 am

Last week, The Office of the Superintendent of Financial Institutions (OSFI) proposed a further tightening of mortgage underwriting guidelines for all lenders...

Rising interest rates

Jul 15, 2017 / 11:00 am

The Bank of Canada increased the overnight lending rate by 0.25 per cent on Wednesday. The overnight rate determines what rate banks lend money to each other...

Investing in real estate

Jul 1, 2017 / 11:00 am

Buying and investing in real estate has always been attractive for those looking to generate additional income and benefit from the wealth created with...

Online discount brokers

Jun 17, 2017 / 11:00 am

Discount mortgage broker rate sites have been making an appearance online during the past few years. While these rate sites and discount mortgage brokers appear...

First-time homebuyer tips

Jun 3, 2017 / 11:00 am

If you are a first-time home buyer, then buying your first home is an exciting time, but it can also be stressful and you will have lots of questions: What...

Is your mortgage portable?

May 20, 2017 / 11:00 am

Are you thinking about moving up or perhaps downsizing? If so, there are several things you should consider regarding your financing for planning the move. You...

Buying a former grow-op

May 6, 2017 / 11:00 am

Few communities in Canada have escaped having a grow op found in their midst. Here are a few things you should know if you are considering the purchase of...

Plans that save you money

Apr 22, 2017 / 11:00 am

This is a busy time in the real estate market, and both the federal and provincial government offer resources, grants and rebates for new and current home...