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Mortgage Matters

Debt and Canadian seniors

May 18, 2019 / 11:00 am

The number of Canadian seniors is growing quickly, and so is their debt. A recently released report from Statistics Canada for Insights on Canadian Society...

Mortgages for self-employed

May 4, 2019 / 11:00 am

It is no longer as easy as it once was for the self-employed to obtain mortgage financing. A few years ago, you could tell your banker how much you made, look...

Before you list your home

Apr 20, 2019 / 11:55 am

If you are considering listing your home for sale in the near future then there are some things that you need to know. You may think that your first call should...

Review your mortgage

Apr 6, 2019 / 11:00 am

Stick out your financial paperwork and say, “Ahhh!” It’s time for a check-up. Thankfully, this check-up doesn’t require you to face your...

Brokers can save you money

Mar 23, 2019 / 10:00 am

Do you have a full understanding of the role of a mortgage broker? A recent report indicated that three quarters (74 per cent) of the respondents admitted they...

Killing mortgage approval

Mar 9, 2019 / 2:00 pm

We have worked hard together to get your mortgage approved and have been successful in securing great rates and terms for your mortgage financing. There is...

Reverse mortgage myths

Feb 23, 2019 / 11:47 am

A reverse mortgage is a way for homeowners 55 or older to turn up to 55 percent of the value of their home into tax-free cash. It’s a loan secured against...

Debt consolidation options

Feb 9, 2019 / 8:40 am

If you are carrying high interest credit card debt, car loans or other personal loans you know that it can be challenging to pay off everything you owe. You may...

Investing in rental property

Jan 26, 2019 / 11:00 am

It's all over the television these days. Programs showing you how you can buy rental properties or put a rental suite in your home to offset your mortgage...

Mortgaging health costs

Jan 12, 2019 / 11:00 am

One of the most under-estimated expenses for retirees in Canada is healthcare. A recent health index released by Sun Life indicated that over 44 per cent of...

Spousal buyout mortgage

Dec 29, 2018 / 11:00 am

The end of a relationship does not necessarily mean that you will have to sell your home, which may be able to give both partners a new start. There have been...

Programs to save you money

Dec 15, 2018 / 11:00 am

This is a busy time of year, but it is also a good time to review your finances by knowing what resources, grants and rebates are available for new and current...

Can't pay your mortgage?

Dec 1, 2018 / 11:00 am

Sometimes an unforeseen financial situation can happen and you might not be able to make your regular mortgage payment. I can’t stress this enough —...

Carrying high interest debt?

Nov 17, 2018 / 11:00 am

A recent report from Equifax Canada in October 2018 concluded that consumer debt is still on the rise in Canada. “Consumers will have tighter cash flows...

Time to lock in mortgage?

Nov 3, 2018 / 11:00 am

With the Bank of Canada raising its key interest rate again last week you may be wondering if you should now lock-in your variable rate mortgage. There is lots...

Car versus house

Oct 20, 2018 / 3:12 pm

You may not have ever thought that you would have to make a choice, but the reality today is that you may have to choose – a new car or a new home. Many...

Reverse mortgage tips

Oct 6, 2018 / 11:00 am

Probably the most common way to utilize a reverse mortgage is to pay off debt or a mortgage while supplementing your retirement income, but there are many other...

Path to mortgage freedom

Sep 22, 2018 / 11:00 am

We all have mortgage freedom until we buy our first home unless we are lucky enough to have the cash to purchase without the financing assistance of a mortgage...

Bad credit mortgages

Sep 8, 2018 / 1:00 pm

Do you have a poor credit rating because of financial problems you have had in the past? Perhaps you went through a bad divorce or you owned a small business...

Buying a fixer-upper

Aug 25, 2018 / 11:00 am

Are you thinking about buying a diamond in the rough to transform into your dream home? No doubt it’s easy to be tempted by all of the magical home...

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