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Mortgage Matters

Self-employed mortgage solutions

Self-employed mortgage solutions

May 14, 2022 / 11:00 am

It is no longer as easy as it once was for the self-employed to obtain mortgage financing. If you have tried to secure a mortgage recently with an institutional...

How to deal with it if you have income tax owing

How to deal with it if you have income tax owing

Apr 30, 2022 / 11:00 am

For people who are self-employed, the tax filing date hasn’t changed and taxes must be filed by June 15, 2022. Any payments for the current tax year are...

getting to know reverse mortgage options

getting to know reverse mortgage options

Apr 16, 2022 / 11:00 am

There are several different and flexible reverse mortgage options available depending upon your individual needs. Here are the facts about each product to help...

Questions to ask yourself when renewing your mortgage

Questions to ask yourself when renewing your mortgage

Apr 2, 2022 / 11:00 am

When your current mortgage is getting close to its maturity date, you will need re-negotiate your mortgage. This is the opportunity to decide on the new term...

Dealing with rising mortgage interest rates

Dealing with rising mortgage interest rates

Mar 19, 2022 / 11:00 am

Over these past few weeks, we have seen an increase in fixed-term mortgage rates at all of our lenders. Most of the banks including the Royal Bank, TD Canada...

What the Bank of Canada's rate Increase means for you

What the Bank of Canada's rate Increase means for you

Mar 5, 2022 / 11:00 am

As predicted the Bank of Canada increased its overnight lending rate by 0.25% last Wednesday. The overnight rate determines what rate banks use to lend money to...

What you need to know about real estate investing

What you need to know about real estate investing

Feb 19, 2022 / 11:00 am

Purchasing and investing in real estate has always been attractive for those who are looking to generate additional income and benefit from the wealth created...

Ue equity in your home to help in other areas

Ue equity in your home to help in other areas

Feb 5, 2022 / 11:00 am

Home values for some properties in the Okanagan have increased at least 30% and in some cases even more. It doesn’t appear that values are going to...

How to avoid derailing your mortgage approval

How to avoid derailing your mortgage approval

Jan 22, 2022 / 11:00 am

Even if you’ve been pre-approved by your bank or a mortgage broker, you could unwittingly derail your mortgage financing. Here are four items that could...

It a good idea to review your mortgage annually

It a good idea to review your mortgage annually

Jan 8, 2022 / 11:00 am

I get it, mortgages are boring! Why would you want to revisit your mortgage every year? Your mortgage is likely the largest investment you will ever make but...

Home owner savings programs

Home owner savings programs

Dec 25, 2021 / 11:00 am

This is a busy time of year but it is also a good time to review your finances by knowing what resources, grants and rebates are available for new and current...

Consolidating debt can be helpful but it's not a quick fix

Consolidating debt can be helpful but it's not a quick fix

Dec 11, 2021 / 11:00 am

If you are carrying high-interest credit card debt, car loans or other personal loans you know it can be challenging to pay off everything that you owe. You...

It's best to get pre-approved for a mortgage when home hunting

It's best to get pre-approved for a mortgage when home hunting

Nov 27, 2021 / 11:00 am

With many of the experts predicting mortgage rate increases in the coming months, many homebuyers are rushing to try and buy now before that happens. This is no...

Is it time to lock-in your variable mortgage rate?

Is it time to lock-in your variable mortgage rate?

Nov 13, 2021 / 11:00 am

Amid soaring inflation, the Bank of Canada has hinted that the first interest rate hike could take place as soon as the April-to-June quarter of 2022. Analysts...

Using money from your RRSP, tax free, to buy your first home

Using money from your RRSP, tax free, to buy your first home

Oct 30, 2021 / 11:00 am

Are you considering purchasing your first home next year? If so, before March 1, 2022 could be the best time to implement this strategy if you are thinking...

Divorce or separation does not have to mean selling your home

Divorce or separation does not have to mean selling your home

Oct 16, 2021 / 11:00 am

You might be going through,, or considering, a separation or divorce. But the end of a relationship does not necessarily mean that you will have to sell your...

Advice for first-time home buyers

Advice for first-time home buyers

Oct 2, 2021 / 11:00 am

If you are a first-time homebuyer, then buying your first home is a very exciting time. But it can also be stressful and you will have lots of...

Mortgage request declined

Mortgage request declined

Sep 18, 2021 / 11:00 am

Applying for a mortgage can be extremely stressful and if you aren’t familiar with the requirements to qualify for a mortgage then even more so. It can be...

Mortgage rules tighter for self-employed workers

Mortgage rules tighter for self-employed workers

Sep 4, 2021 / 11:00 am

It is no longer as easy as it once was for the self-employed to obtain mortgage financing. If you have tried to secure a mortgage recently with an institutional...

Co-signing a mortgage

Co-signing a mortgage

Aug 21, 2021 / 11:00 am

With the new tighter mortgage qualifying rate at 5.25% and today’s high-priced real estate, it can be very difficult to qualify for a mortgage. Even with...

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