War Amps honours 75 years
Forest roads neglected
Seeking student park rangers
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Biden's first 100 days?
Does MP deserve the boot?
Keystone XL push to persist 
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Trump pardons Bannon
Wildfire season begins
Mexico reports death record
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Netflix at 200M subscribers
Last-minute slap at Trump
GM teams up with Microsoft
Lindsay joining Sun hall
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Mortgage Matters
Refinance your mortgage
One question I get frequently is: “Can I refinance or restructure my mortgage mid-term?” The answer is yes. I can help you decide whether that makes...
Mortgage with bad credit
Do you have a poor credit rating because of financial problems you have had in the past? Perhaps you went through a bad divorce or you owned a small business...
Grants for home owners
This is a busy time of year, but it is also a good time to review your finances by knowing what resources, grants and rebates are available for new and current...
Fixed or variable mortgage?
If you are looking to buy a new home, refinance your current mortgage to access equity or your mortgage is up for renewal you may be trying to decide whether...
What do brokers do?
Do you have a full understanding of my role as a mortgage broker? A recent report indicated that 74% of the respondents admitted they had at best only a partial...
Don't derail your mortgage
Even if you’ve been pre-approved by your bank or a mortgage broker you could unwittingly derail your mortgage financing. Here are four items that could go...
Home equity line of credit
HELOC is a type of home equity loan and is a revolving amount of credit that is secured against your property. With the Home Equity Line Of Credit, you can...
Reverse mortgage myths
A reverse mortgage is a way for homeowners 55 or older to turn up to 55% of the value of their home into tax-free cash. It’s a loan secured against the...
Low-rate mortgages
As the frenzy of activity continues with our real estate market despite COVID-19, so does the competition of low rate offerings in the mortgage market. These...
Mortgage deferral changes
OSFI, Canada’s banking regulator, is ending the special regulatory treatment they gave banks so they could offer mortgage deferrals for up to six months....
Is it a cottage or cabin?
Rather than COVID-19 slowing down the real estate market, due to pent-up demand or the desire to get away from crowds, the vacation property market is hot in...
Bite of mortgage deferral
Deferred mortgage payments aftermath Many homeowners deferred their mortgage payments at the onset of the COVID-19 pandemic and we are now seeing the aftermath...
Spousal buyout mortgage
You might be going through or considering a separation or divorce, but the end of a relationship does not necessarily mean that you will have to sell your home....
Credit repair action list
As a mortgage broker, it is my business to help you get the best rate and terms for your mortgage. Many don’t understand the importance of a credit rating...
Reverse mortgage safeguards
There are many misconceptions surrounding reverse mortgages. There are only two reverse mortgage lenders in Canada and both of them have safeguards in place to...
Buying in today's market
The most recent stats from OMREB (Okanagan Mainline Real Estate Board) confirm that we are still in a buyer’s market in the Central Okanagan. There...
Mortgage rate shopping
The most frequent question that I hear from potential clients is – “What is your best rate?” and why wouldn’t you ask that question? The...
Self-employed and owe tax?
The CRA has extended some of the filing and payment dates due to COVID-19. For people who are self-employed the filing date hasn’t changed and taxes must...
First-time homebuyer tips
If you are a first time home buyer then buying your first home is a very exciting time, but it can also be stressful and you will have lots of questions: What...
Homebuying in a pandemic
You may have been thinking about buying a home but given all the economic uncertainty with the COVID-19 crisis you may now be second guessing yourself and...
