Gun, can of gas in vehicle
Rush hour rampage
Carrying the torch
4 kids killed on fishing trip
Town evacuated due to fire
Cruises to avoid waterway
Deaths in border shootout
Train crash kills 280
Erdogan's 3rd term begins
Delays plague Air Canada
YouTube changes policy
Net benefits unquestioned
Falcons open 2023 season
Blazers hopes dashed in OT
Warriors historic signings
Photog sues Kanye
Stewart halts catalogue sale
Joel to end marathon
Mortgage Matters
Avantages of working with a mortgage broker at renewal time
Is your mortgage up for renewal this year? If so, you may have already received an early renewal offer from your lender aiming to entice you with the...
Is it time to refinance your mortgage?
One of the questions I get frequently is, “Can I refinance or restructure my mortgage mid-term?” The answer is yes. I can help you decide whether...
Benefits of a reverse mortgage
For many younger Canadians, the hope of owning a home is becoming increasingly difficult to achieve given today’s high cost of living and the price of...
Renovations can add to the value of your home
Renovating your home is one of the best ways to increase its value and provide yourself with financial security in the long-term. Investing in home renovations...
Mortgage freedom means developing a mortgage strategy
A survey, commissioned by Bromwich+Smith and Advisorsavvy in 2022, found half of older Canadians (54%) have delayed retirement because of mounting inflation and...
Securing a mortgage rate hold
It’s no secret the mortgage market is constantly fluctuating – rates go up and down, making it difficult to predict the best time to buy a house or...
The impact of trigger rates on your mortgage
In recent years, variable rate mortgages (VRMs) became increasingly popular with borrowers, since they had lower interest rates than fixed-rate mortgages and...
Reverse mortgages can be viable options for some homeowners
As the economy continues to undergo changes, many Canadians are dealing with the effects of runaway inflation and are finding that very challenging. With the...
Changing rules have an impact on real estate
Both the federal and provincial governments have introduced several new legislative changes that will impact the real estate market for homeowners, homebuyers...
The problem with early mortgage renewals
Is your mortgage renewing this year? If so, many lenders are contacting their mortgage clients well in advance of the renewal date to offer an early renewal. No...
Mortgage brokers offer flexibility banks often can't match
Whether you are thinking about purchasing a new property or planning to consolidate some of your high interest credit card debt, your first thought might be to...
How mortgages have changed over the years in Canada
There have been many changes to insured mortgages over the years. Amortizations have been reduced, premiums have increased and some programs have even been...
Doing can annual mortgage review could save you money
Here’s my dilemma – how do I communicate the importance of an annual mortgage review, not only to my clients but to everyone who currently has a...
Reverse mortgages can help older couples who are getting divorced
So far in 2022, there are more than 1.9 million divorced people between the ages of 55 and 89 years old in Canada. This phenomenon, commonly known as...
For some, a consolidation loan may be answer to dealing with debt
A recent survey found 53% of Canadian mortgage borrowers are concerned about the prospect of higher monthly payments at renewal time. Those with a variable rate...
With rising rates, which type of mortgage is best for you
Last Wednesday, the Bank of Canada increased its overnight benchmark interest rate 50 basis point to 3.75% from 3.25% in September. That was the sixth time this...
What you need to know about co-signing a mortgage
With our high mortgage qualifying rates at the contract rate plus 2% (approximately 7.5% today), and today’s high-priced real estate, it can be very...
Credit rating repair action list
As a mortgage broker, it is my business to assist you in getting the best possible rate for your current situation. Unfortunately your credit rating can affect...
Finding the money for home renovations
Are you living with a circa 1980s-style bathroom, carpet on the floor, cracked tiles, a leaky shower or an old bathtub? Or would you love to upgrade your...
The two primary type of mortgages available for vacation properties
I am getting many requests for cabin or vacation home financing. Often these properties will be categorized into "type A" or "type B" in...
