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Mortgage Matters

The benefits of reverse mortgages for Canadian retirees

The benefits of reverse mortgages for Canadian retirees

Feb 17, 2024 / 11:00 am

Are you perhaps seeking a little extra financial breathing room during retirement? If you find yourself in this position, you may be exploring various avenues...

Questions to ask when renewing your mortgage

Questions to ask when renewing your mortgage

Feb 3, 2024 / 11:00 am

Approximately half of all mortgages in Canada are set to renew in 2025 or 2026, due in part to the real estate frenzy that transpired over the course of the...

Are the benefits of debt consolidation right for you?

Are the benefits of debt consolidation right for you?

Jan 20, 2024 / 11:00 am

Now, more than ever, is the time to take a review of your current debt picture along with your budget to see where you can cut back your cost of borrowing and...

What you need to know about reverse mortgages

What you need to know about reverse mortgages

Jan 6, 2024 / 11:00 am

Reverse mortgages are quite often misunderstood and there are always lots of questions. Here are some of the most frequently asked questions with the answers....

Reviewing your mortgage each year could be financially rewarding

Reviewing your mortgage each year could be financially rewarding

Dec 23, 2023 / 11:00 am

Here’s my dilemma – how do I communicate the importance of an annual mortgage review, not only to my clients but to everyone who currently has a...

Reasons your mortgage application may be turned down

Reasons your mortgage application may be turned down

Dec 9, 2023 / 11:00 am

Applying for a mortgage can be extremely stressful and, if you aren’t familiar with the requirements to qualify for a mortgage, even more so. It can be...

Get a mortgage rate hold to avail of today's lower rate if rates increase

Get a mortgage rate hold to avail of today's lower rate if rates increase

Nov 25, 2023 / 11:00 am

It’s no secret the mortgage market is constantly fluctuating—rates go up and down and make it difficult to predict the best time to buy a house or...

Put your home equity to use

Put your home equity to use

Nov 11, 2023 / 11:00 am

Your home value may have increased significantly since you purchased your home, particularly if you bought prior to 2020. Homes are worth more and therefore net...

Reasons to consider a reverse mortgage

Reasons to consider a reverse mortgage

Oct 28, 2023 / 11:00 am

A reverse mortgage can be a valuable financial tool for seniors seeking to tap into the equity of their homes without selling their homes. This unique financial...

Early mortgage renewal may not be the best option

Early mortgage renewal may not be the best option

Oct 14, 2023 / 11:00 am

It’s interesting to note that approximately half of all mortgages in Canada are set to renew in 2025 or 2026, due in part to the real estate frenzy that...

Reverse mortgages can help you stay in your home after retirement

Reverse mortgages can help you stay in your home after retirement

Sep 30, 2023 / 11:00 am

The most recent statistics from 2022 indicate there are more than 1.9 million divorced people between the ages of 55 and 89 years old in Canada. This...

Dealing with debt in a time of rising interest rates

Dealing with debt in a time of rising interest rates

Sep 16, 2023 / 11:00 am

A recent survey found 53% of Canadian mortgage borrowers are concerned about the prospect of higher monthly payments at renewal time. Those in a variable rate...

Divorce does not necessarily mean you have to sell your home

Divorce does not necessarily mean you have to sell your home

Sep 2, 2023 / 11:00 am

You might be going through, or considering, a separation or divorce but the end of a relationship does not necessarily mean that you will have to sell your...

Busting myths about reverse mortgage safeguards

Busting myths about reverse mortgage safeguards

Aug 19, 2023 / 11:00 am

There are many misconceptions surrounding reverse mortgages. There are only three reverse mortgage lenders in Canada along with an alternative lender option and...

Advantages of getting a mortgage pre-approval

Advantages of getting a mortgage pre-approval

Aug 5, 2023 / 11:00 am

As the experts sound the alarm on potential further mortgage rate increases in the coming months, many homebuyers are feeling the pressure to act quickly and...

Home Equity Lines of Credit (HELOCs) can be risky

Home Equity Lines of Credit (HELOCs) can be risky

Jul 22, 2023 / 11:00 am

Home Equity Lines of Credit (HELOCs) have become increasingly popular among Canadian homeowners, providing flexible access to funds using the equity built up in...

Answers to questions about reverse mortgages

Answers to questions about reverse mortgages

Jul 8, 2023 / 11:00 am

A reverse mortgage is a financial tool that empowers homeowners aged 55 or older to unlock up to 55% of their home's value as tax-free cash. Unlike...

Tax debt for self-employed

Tax debt for self-employed

Jun 24, 2023 / 11:00 am

For self-employed individuals, dealing with tax debt can pose a significant challenge, especially when there are no tax deductions from regular paychecks or...

Dealing with rising mortgage rates

Dealing with rising mortgage rates

Jun 10, 2023 / 11:00 am

The Bank of Canada’s latest interest rate hike will have both variable and adjustable rate mortgage borrowers bracing themselves for additional budget...

Avantages of working with a mortgage broker at renewal time

Avantages of working with a mortgage broker at renewal time

May 27, 2023 / 11:00 am

Is your mortgage up for renewal this year? If so, you may have already received an early renewal offer from your lender aiming to entice you with the...

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