It's Your Money

You or the court will decide

Aug 20, 2018 / 6:00 am

Nobody really likes to “nag” or be annoying, but some days it seems to be the only way I can get people to face issues they’d prefer to...

What's in a name?

Aug 13, 2018 / 6:00 am

What exactly is a financial adviser? I have no idea, so the average consumer must be even more confused. The financial advice industry doesn't have a set...

Giving the right way

Aug 6, 2018 / 6:00 am

Fewer Canadians are making charitable donations. From 2004 to 2013, the total amount of donations made by Canadians increased from $10.4 billion a year to $12.8...

Is your retirement plan risky?

Jul 30, 2018 / 6:00 am

Is your home your retirement plan? If so, you should really consider the risks that come along with this plan. Given today’s high house prices and the...

Time, not timing, is key

Jul 23, 2018 / 6:00 am

Let me tell you the story about Fred, the world’s worst investor. He quite possibly has the worst market timing of any investor in the world. But even...

Get that free money

Jul 17, 2018 / 3:00 pm

If you have a child born between 2007-2009, the deadline for free money from the B.C. government is only weeks away. Any child born after 2006 is eligible for...

Is that really a good idea?

Jul 9, 2018 / 6:00 am

Are you considering helping your child buy their first home? If so, you’re certainly not alone. A recent survey commissioned by the Financial Planning...

Financial togetherness

Jul 2, 2018 / 11:00 am

When meeting with new clients, there is an all too common statement made that causes concern every time. I often hear one spouse tell me that they handle the...

Trump's tweets costly

Jun 25, 2018 / 11:00 am

Are your investments at risk from protectionism? Will U.S. President Donald Trump’s Twitter happy fingers cause permanent damage to your retirement plans?...

How honest is your adviser?

Jun 18, 2018 / 2:00 pm

Does your investment adviser really have your best interest at heart? You might think so but there are far too many advisers out there who are still pushing...

Working past 80

Jun 4, 2018 / 11:00 am

Are you worried you’ll run out of money before you die? Are you scared that you may not able to pay for your long-term care needs? Afraid that you will...

Learn dollar cost averaging

May 28, 2018 / 11:00 am

After a couple of years of low market volatility, the bigger swings started up again earlier this year. The thing is though; market volatility is normal and...

You can be a millionaire

May 21, 2018 / 11:00 am

How hard is it to save $1 million for retirement? To answer that question, we must look at a number of variables such as interest rates, number of years to...

Mortgage stress rising

May 14, 2018 / 11:00 am

Qualifying for a mortgage just got even harder. Following rate hikes from the big six banks over the past few weeks, the Bank of Canada elected to raise its...

Don't join this club

May 7, 2018 / 11:00 am

Are you part of Canada’s special club? The club involves the almost 10 per cent of Canadian households that owe 350 per cent or more of their gross annual...

Don't blow your tax refund

Apr 30, 2018 / 11:00 am

You may soon find yourself with a big tax refund burning a hole in your pocket. The deadline to file your 2017 taxes is today and according to the CRA, the...

Consider the implications

Apr 23, 2018 / 3:31 pm

I hear from many retirees who want to add their children onto the title of their home so that it bypasses their estate and probate. In their minds, it is as...

Is fear your investor guide?

Apr 16, 2018 / 3:00 pm

Is a fear of the stock markets going to ruin your retirement? If you’re under the age of 40, it just might. Canadians at all stages of life can struggle...

Be sure you're covered

Apr 9, 2018 / 11:00 am

A few years ago, a good friend had a brain aneurysm that nearly cost him his life. While the road to recovery has not been easy, I’m happy to report...

Annuities are a great idea

Apr 2, 2018 / 11:00 am

Are you worried about outliving your retirement savings? Is there anything you can do? Most Canadians have this fear, and many choose to accept a certain...