It's Your Money

Outlook bullish for equities heading into the fourth quarter

Nov 8, 2021 / 6:00 am

It’s been a little while since I dedicated one of my columns to a market update – looking back at the past quarter, as well as forward for...

Tips to help you prepare for your retirement finances

Nov 1, 2021 / 6:00 am

Are you fearful of what your retirement will look like? If so, you’re not alone. Many Canadians are fearful of what their retirement will look like...

Dealing with passing on, or inheriting, family wealth

Oct 25, 2021 / 6:00 am

Did you know that many Canadians are not adequately prepared to pass on or inherit family wealth? This is often due to a lack of communication and planning. ...

Once you've picked a financial advisor, ask these questions

Oct 18, 2021 / 6:00 am

In last week’s column, I discussed five questions to ask when looking for a new financial advisor. As a follow up this week, I wanted to look at five more...

Important to ask questions when selecting a financial advisor

Oct 11, 2021 / 6:00 am

Whether you’re shopping around for a new advisor or already have one, there are some key topics you should discuss and consider. Many Canadians who have...

With CRB benefits coming to an end, you need a financial plan

Oct 4, 2021 / 6:00 am

Approximately 40 per cent of the Canadian workforce received benefit payments from the Canada Emergency Response Benefit (CERB). One year ago, the CERB program...

Inflation can wreck havoc on your retirement income

Sep 27, 2021 / 6:00 am

The election results are in and many are predicting that the results could add further fuel to Canada’s already concerning inflation rates. Last month,...

Key deductions and tax credits for Canadian students

Sep 20, 2021 / 6:00 am

As students begin to pay their tuition for the upcoming fall semester, it is important to know what fees and expenses can be deducted on this year’s tax...

Should you pay for your child’s university education?

Sep 13, 2021 / 6:00 am

Back to school time puts education at the forefront of most parents’ minds. And for many parents, many of these thoughts are about their kids going off to...

Election impact on portfolio

Sep 6, 2021 / 6:00 am

Canadians are heading to the polls in two weeks and just like the lead up to past elections, investors are asking how this might affect their portfolios. The...

TFSA over contributions

Aug 30, 2021 / 6:00 am

While the goal with a Tax-Free Savings Account (TFSA) should be to contribute as much as you can within the limits of your available contribution room, you also...

5 bad investing mistakes

Aug 23, 2021 / 6:00 am

The investment world is often a very confusing and difficult maze for the average consumer to sort through. With countless different investment options,...

Alternative options to a reverse mortgage

Aug 16, 2021 / 6:00 am

It’s no real secret that some Canadians are heading into retirement with far less money in their retirement accounts than they really need. Many of these...

Age-gap retirement

Aug 9, 2021 / 6:00 am

It was once a given that spouses would retire at around the same time. Couples would then set off for months of travel or could at least spend more time...

Good news for family biz

Aug 2, 2021 / 6:00 am

The lifetime capital gains exemption (LCGE) is one of the key tax planning advantages available to small business owners, farmers, and fishers. In 2021, it can...

What to do with extra cash from COVID-19 savings

Jul 26, 2021 / 6:00 am

While many Canadians have faced financial hardships during the pandemic, there are many others who have amassed considerable savings during this same period....

How to make more money

Jul 19, 2021 / 6:00 am

You may have some ambitious plans for building your retirement nest egg, making a big purchase such as a second home or doing some ambitious travel....

Restarting after a divorce

Jul 12, 2021 / 6:00 am

Separation and divorce are painful and exhausting – and also expensive. After a marriage ends, you need to restart your life with separate finances and a...

Working from wherever

Jul 5, 2021 / 6:00 am

Almost one and a half years after working from home became a thing, many employers have embraced an environment where employees can continue to work from home...

Should you incorporate?

Jun 28, 2021 / 6:00 am

If you’re like most unincorporated small business owners, you’re likely contemplating these thorny questions: Should I incorporate? If so,...