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Financial Planning Made Easy

Retirement lived in phases

Retirement lived in phases

Sep 20, 2015 / 5:00 am

The retirement you choose will be unique to you, and that’s as it should be – but in a general way, all retirements travel through three phases. ...

Retirement income boost

Retirement income boost

Sep 13, 2015 / 5:00 am

The 2015 federal budget contained a couple of measures that can give Canadians greater flexibility in their retirement saving and investing - an increase in the...

Cashing out a U.S. property

Cashing out a U.S. property

Sep 6, 2015 / 5:00 am

Canadians are cashing out of their United States properties in increasing numbers according to CanadianForex, one of North America’s leading currency...

Not going to college?

Not going to college?

Aug 30, 2015 / 5:00 am

Registered Education Savings Plans (RESPs) have long been a popular way to help pay for the escalating cost of a post-secondary education. In fact, according to...

Managing investment risk

Managing investment risk

Aug 23, 2015 / 5:00 am

As a seasoned investor, you know the value of effective asset allocation – but you can also unlock additional opportunities by taking traditional asset...

Down payment downside

Down payment downside

Aug 16, 2015 / 5:00 am

It may be that ‘child’ of yours is getting married or that you simply want to pass along some of the wealth you have worked so hard to accumulate...

Credit cards - the right way

Credit cards - the right way

Aug 9, 2015 / 5:00 am

Obtaining a credit card today is simpler than ever; with banks, credit unions, retail stores and even grocery stores offering attractive credit card options....

RESP spending options

RESP spending options

Aug 2, 2015 / 5:00 am

You’re finally ready to start tapping into the investments you’ve been building in that Registered Education Savings Plan (RESP) you’ve...

RESP facts

RESP facts

Jul 26, 2015 / 5:00 am

A Registered Education Savings Plan (RESP) is a great way to save for a child’s post-secondary education. Here are some basic facts so you’ll be...

The first wages of summer

The first wages of summer

Jul 19, 2015 / 5:00 am

Your child’s first summer job means new money in amounts they have never seen before. That can be exciting – maybe too exciting, if your child...

Pay tax installments

Pay tax installments

Jul 12, 2015 / 5:00 am

You may have received a reminder notice from the Canadian Revenue Agency (CRA) indicating that you should make a quarterly tax installment. It is important to...

RESP withdrawl strategies

RESP withdrawl strategies

Jul 5, 2015 / 5:00 am

It seems like a long time ago that you began to regularly contribute to a Registered Education Savings Plan (RESP) for your child or grandchild and, suddenly,...

Finding an affordable home

Finding an affordable home

Jun 28, 2015 / 5:00 am

Buying a home is usually the largest financial decision any Canadian family will ever make – one that affects your family, future and lifestyle. It gives...

Starting young

Starting young

Jun 21, 2015 / 5:00 am

You’re newly graduated, with a great job and a solid future in sight – and you’re making your own money for the first time. You could spend...

Benefits of financial advice

Benefits of financial advice

Jun 14, 2015 / 5:00 am

It’s been proven in study after study and, more importantly, in the lives of millions of Canadians - the best way to achieve your financial and retirement...

Mortgage inflators

Mortgage inflators

Jun 7, 2015 / 5:00 am

You’re finally ready to build, buy or renovate the home you’ve always dreamed of – and now you’re looking at an endless list of design...

Medical expense tax credits

Medical expense tax credits

May 31, 2015 / 5:00 am

You undoubtedly already know that medical expenses can be claimed as a medical expense credit on your tax return – but, like many Canadians, you may be...

Speaking of the cottage

Speaking of the cottage

May 24, 2015 / 5:00 am

Your family has always had a great time at your cottage so it’s natural to assume you’ll be handing it off to your family after you’re gone....

Your mortgage or your life

Your mortgage or your life

May 17, 2015 / 5:00 am

Your family loves your home – it is the center of your life together, after all – but that mortgage! You can handle it. You did your due diligence...

Manage your mortgage

Manage your mortgage

May 10, 2015 / 5:00 am

Low interest rates may have you thinking about taking on more debt: the cost of a new home, ‘moving up’ to a larger home or refinancing your...

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