Financial Planning Made Easy
Retirement lived in phases
The retirement you choose will be unique to you, and that’s as it should be – but in a general way, all retirements travel through three phases. ...
Retirement income boost
The 2015 federal budget contained a couple of measures that can give Canadians greater flexibility in their retirement saving and investing - an increase in the...
Cashing out a U.S. property
Canadians are cashing out of their United States properties in increasing numbers according to CanadianForex, one of North America’s leading currency...
Not going to college?
Registered Education Savings Plans (RESPs) have long been a popular way to help pay for the escalating cost of a post-secondary education. In fact, according to...
Managing investment risk
As a seasoned investor, you know the value of effective asset allocation – but you can also unlock additional opportunities by taking traditional asset...
Down payment downside
It may be that ‘child’ of yours is getting married or that you simply want to pass along some of the wealth you have worked so hard to accumulate...
Credit cards - the right way
Obtaining a credit card today is simpler than ever; with banks, credit unions, retail stores and even grocery stores offering attractive credit card options....
RESP spending options
You’re finally ready to start tapping into the investments you’ve been building in that Registered Education Savings Plan (RESP) you’ve...
RESP facts
A Registered Education Savings Plan (RESP) is a great way to save for a child’s post-secondary education. Here are some basic facts so you’ll be...
The first wages of summer
Your child’s first summer job means new money in amounts they have never seen before. That can be exciting – maybe too exciting, if your child...
Pay tax installments
You may have received a reminder notice from the Canadian Revenue Agency (CRA) indicating that you should make a quarterly tax installment. It is important to...
RESP withdrawl strategies
It seems like a long time ago that you began to regularly contribute to a Registered Education Savings Plan (RESP) for your child or grandchild and, suddenly,...
Finding an affordable home
Buying a home is usually the largest financial decision any Canadian family will ever make – one that affects your family, future and lifestyle. It gives...
Starting young
You’re newly graduated, with a great job and a solid future in sight – and you’re making your own money for the first time. You could spend...
Benefits of financial advice
It’s been proven in study after study and, more importantly, in the lives of millions of Canadians - the best way to achieve your financial and retirement...
Mortgage inflators
You’re finally ready to build, buy or renovate the home you’ve always dreamed of – and now you’re looking at an endless list of design...
Medical expense tax credits
You undoubtedly already know that medical expenses can be claimed as a medical expense credit on your tax return – but, like many Canadians, you may be...
Speaking of the cottage
Your family has always had a great time at your cottage so it’s natural to assume you’ll be handing it off to your family after you’re gone....
Your mortgage or your life
Your family loves your home – it is the center of your life together, after all – but that mortgage! You can handle it. You did your due diligence...
Manage your mortgage
Low interest rates may have you thinking about taking on more debt: the cost of a new home, ‘moving up’ to a larger home or refinancing your...