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		<title>When debt keeps you up at night, your home equity may offer a way forward</title>
		<link>https://www.castanet.net/news/The-Mortgage-Gal/616955/When-debt-keeps-you-up-at-night-your-home-equity-may-offer-a-way-forward</link>
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		<pubDate>Mon, 01 Jun 2026 11:00:00 PDT</pubDate>
		<author>Tracy Head</author>
		<description>As a mortgage broker, I've sat across the table from hundreds of Canadians carrying more stress than they let on.

Sometimes it starts with a few credit cards after the holidays. Other times it's a line of credit that slowly grows over time or unexpected life events &amp;mdash; job loss, divorce, risi...</description>
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		<title>Importance of being pre-approved for a mortgage</title>
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		<pubDate>Mon, 18 May 2026 11:00:00 PDT</pubDate>
		<author>Tracy Head</author>
		<description>There's a moment I see all the time in this business.

A buyer walks into an open house &amp;ldquo;just to look,&amp;rdquo; falls completely in love with the place mand by supper time they're talking about writing an offer.

It's exciting, it's emotiona and sometimes, it's exactly where people get thems...</description>
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		<title>Owning vs. renting: A broker’s view from the front lines</title>
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		<pubDate>Mon, 04 May 2026 11:00:00 PDT</pubDate>
		<author>Tracy Head</author>
		<description>After a couple of decades in the Canadian mortgage world, I've learned that the rent versus buy debate isn't really about right or wrong, it's about timing, lifestyle and how comfortable you are trading flexibility for long-term wealth building.

Let me walk through both sides, with some real numb...</description>
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		<title>Why skipping a home inspection could be the most expensive shortcut ever</title>
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		<pubDate>Mon, 20 Apr 2026 11:00:00 PDT</pubDate>
		<author>Tracy Head</author>
		<description>By the time buyers reach the home purchase stage, they've often run an emotional marathon.

They found &amp;ldquo;the one,&amp;rdquo; navigated offers, and maybe even competed in a multiple-offer situation. At that point, it can feel tempting&amp;mdash;almost logical&amp;mdash;to waive the home inspection to stre...</description>
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