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Four types of maintenance

(Photo: Hugh Cairns)Changing equipment filters, cleaning gutters, removing debris from roof drains, caulking, cleaning, are just a few of the many items that require scheduled maintenance.Most people think that home ma...

Mortgage penalties

Photo: Thinkstock.comMost mortgages in Canada have penalties based on the greater of 3 months of interest or the interest rate differential.  Variable rate mortgages where the interest rate fluctuates with the pri...

Baseboard thermostats

Most of the furnaces that I inspect during home inspections are controlled by programmable thermostats. The same cannot be said about electric baseboard heating. (Photo: Hugh Cairns)The key to efficient baseboard heati...

Like an RESP... only better

Photo: ContributedSince I’m at the age now that starting a family has become a frequent topic of conversation, having a sound financial plan to make sure one’s child has the option and privilege to get an e...

Buy versus rent

Consider the top five reasons to buy versus rent:   #5 Experience Freedom:  Home ownership will free you from the ties that bind you to a landlord...no longer will you be dependent on someone else’s sch...

First time home buyers

Photo: ContributedIf you're a tenant, the rental market in Kelowna seems to be going from bad to worse as inventory of available rental properties continues to disappear.  This is good news for landlords who c...

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