Your Money
Feeling bullish about the markets?
Is It Time To Be Bullish About The Markets? This is probably one of the biggest questions on investors’ minds right now and one that comes up in...
New mortgage rules
Since the height of the credit crisis, finance minister Jim Flaherty has clamped down on mortgage lending. New lending rules were handed down in 2008, 2010 and...
Start saving early
In an ever changing landscape of financial products and what retirement is, young people are encouraged to start saving early for retirement, as the obligation...
Transferring US retirement plans
If you have been living or working in the United States you would likely have accumulated some retirement savings while employed. Now that you have returned to...
Keep volatility in perspective
Whenever the investment ride gets bumpy, as it was through parts of 2011, it’s important to step back and keep volatility and emotions in perspective....
Budget 2012: Changes to OAS & GIS
Yesterday’s budget seemed to be a little bit for everyone with no new taxes or tax increases, increased duty free limits and the eventual elimination of...
Taxation of Investments 101
In Canada, we have a progressive tax system which means individuals are taxed according to the level of their taxable income. As taxable income increases, we...
RRSP strategies for today
The right Registered Retirement Savings Plan moves now could be worth thousands of dollars later. This RRSP season, as we face continued economic and market...
2011 Year in Review
Reflecting back on 2011, it is safe to say that we witnessed a number of changes and challenges, the first starting with 2011 being a challenging year for...
Market news
Incoming Spanish prime minister set to make cuts News out of Spain was positive as new Prime Minister, Mariano Rajoy, pledged to shrink the nation's public...
Registered Disabilities Savings Plan
The RDSP is a savings plan first introduced by the Federal Government in 2008. This is the first plan of its kind in the world and is designed to help people...
Market volatility concerns
Over the course of the past two weeks, clients have been concerned about market volatility. This is understandable based on what we are seeing in Europe and how...
Seeking income: another option
In my last column I talked about using the “T” class funds to create a tax efficient income in retirement. In this column I will look at using a...
Seeking income in retirement
For years you’ve been focusing on saving and accumulating your nest egg, with the hopes of one day using it to enjoy your retirement years. Now that...
Insurance Planning for Kids
When you sit down with your financial planner, you review your investment portfolio, talk about the markets, the kids' RESP accounts and at the end of the...
Gold, is it ready to tumble?
During recent conversations with clients, the question that always comes up is Gold and whether it is going to continue to increase or will prices pull back....
Market Commentary
This week’s column is written to provide some additional perspective on the recent volatility on financial markets. Following a gradual decline from May...
2011 Second Quarter Recap
There were mixed results on the global capital markets during the second quarter of this year. While bond prices rose, stocks in general pulled back. Even then,...
Pension Income Tax Credit
If you or your spouse are 65 or older and do not have income from a RRIF or private pension plan, there is another alternative to take advantage of the pension...
Corporate Class Funds
A Mutual Fund Corporation is a single taxable entity consisting of several classes of shares, with each class representing a different mutual fund. This allows...