Your Money

Feeling bullish about the markets?

Jul 21, 2012 / 5:00 am

Is It Time To Be Bullish About The Markets? This is probably one of the biggest questions on investors’ minds right now and one that comes up in...

New mortgage rules

Jul 7, 2012 / 5:00 am

Since the height of the credit crisis, finance minister Jim Flaherty has clamped down on mortgage lending. New lending rules were handed down in 2008, 2010 and...

Start saving early

Jun 23, 2012 / 5:00 am

In an ever changing landscape of financial products and what retirement is, young people are encouraged to start saving early for retirement, as the obligation...

Transferring US retirement plans

Jun 9, 2012 / 5:00 am

If you have been living or working in the United States you would likely have accumulated some retirement savings while employed. Now that you have returned to...

Keep volatility in perspective

Apr 14, 2012 / 5:00 am

Whenever the investment ride gets bumpy, as it was through parts of 2011, it’s important to step back and keep volatility and emotions in perspective....

Budget 2012: Changes to OAS & GIS

Mar 31, 2012 / 5:00 am

Yesterday’s budget seemed to be a little bit for everyone with no new taxes or tax increases, increased duty free limits and the eventual elimination of...

Taxation of Investments 101

Mar 17, 2012 / 5:00 am

In Canada, we have a progressive tax system which means individuals are taxed according to the level of their taxable income. As taxable income increases, we...

RRSP strategies for today

Feb 4, 2012 / 5:00 am

The right Registered Retirement Savings Plan moves now could be worth thousands of dollars later. This RRSP season, as we face continued economic and market...

2011 Year in Review

Jan 7, 2012 / 5:00 am

Reflecting back on 2011, it is safe to say that we witnessed a number of changes and challenges, the first starting with 2011 being a challenging year for...

Market news

Dec 24, 2011 / 5:00 am

Incoming Spanish prime minister set to make cuts News out of Spain was positive as new Prime Minister, Mariano Rajoy, pledged to shrink the nation's public...

Registered Disabilities Savings Plan

Dec 10, 2011 / 5:00 am

The RDSP is a savings plan first introduced by the Federal Government in 2008. This is the first plan of its kind in the world and is designed to help people...

Market volatility concerns

Nov 26, 2011 / 5:00 am

Over the course of the past two weeks, clients have been concerned about market volatility. This is understandable based on what we are seeing in Europe and how...

Seeking income: another option

Nov 12, 2011 / 5:00 am

In my last column I talked about using the “T” class funds to create a tax efficient income in retirement. In this column I will look at using a...

Seeking income in retirement

Oct 15, 2011 / 5:00 am

For years you’ve been focusing on saving and accumulating your nest egg, with the hopes of one day using it to enjoy your retirement years. Now that...

Insurance Planning for Kids

Sep 17, 2011 / 5:00 am

When you sit down with your financial planner, you review your investment portfolio, talk about the markets, the kids' RESP accounts and at the end of the...

Gold, is it ready to tumble?

Sep 4, 2011 / 5:00 am

During recent conversations with clients, the question that always comes up is Gold and whether it is going to continue to increase or will prices pull back....

Market Commentary

Aug 20, 2011 / 5:00 am

This week’s column is written to provide some additional perspective on the recent volatility on financial markets. Following a gradual decline from May...

2011 Second Quarter Recap

Jul 23, 2011 / 5:00 am

There were mixed results on the global capital markets during the second quarter of this year. While bond prices rose, stocks in general pulled back. Even then,...

Pension Income Tax Credit

Jul 9, 2011 / 5:00 am

If you or your spouse are 65 or older and do not have income from a RRIF or private pension plan, there is another alternative to take advantage of the pension...

Corporate Class Funds

Jun 25, 2011 / 5:00 am

A Mutual Fund Corporation is a single taxable entity consisting of several classes of shares, with each class representing a different mutual fund. This allows...