232808
234052
The-Mortgage-Gal

Back to school shopping

Start your back-to-school shopping with a game plan. Even if your child's
teacher hasn't provided a list of school supplies, you can't go wrong by
sticking with the basics and taking advantage of back-to-school sales.
Here's how:

Make a list and get your child involved.

Use the recommended or required supplies from your child's school or
teacher as a starting point. If you don't have a list yet, check with
parents at your school who have older kids. They might have good advice about what is required in your child's grade. Sit down with your child and go over your list together. You'll be teaching your child how to get organized, a skill that applies to more than shopping.

Separate wants from needs.

Most school supplies don't go out of style, and your child will happily
use the unsharpened pencils his older sister didn't use. But as any parent with last year's superhero notebook knows, beware the power of trends. Rather than getting into an argument with your older child about whether a backpack with headphones is essential because "everybody is getting one," try
setting a budget for supplies. It will help your child set priorities, learn how to manage money, and start saving his allowance for the items your budget
won't allow.

Take inventory.

Sort through last year's supplies to see what is left over or can be
reused. (Having trouble finding last year's stuff? Resolve to set up a place to keep your school supplies together this year.)

Start early and look for bargains throughout the summer.

The best bargains are often available at back-to-school sales. Keeping your
supply list in your car or purse or on your PDA will help you shop for
supplies as you do your other errands.

Buy basics in bulk.

You know you'll need paper, pencils, glue stick and notebooks. Dollar
stores, warehouse stores and even eBay sources for buying these and other basics in bulk. You and a group of other parents might be able to negotiate a
group discount from an office supply store. Then set up a supply shelf or storage container in your home that you can use all year long. You'll be able to avoid late-night shopping trips to buy notebook paper when you run out. And you'll know where to find unused notebooks and pencils when it comes time to shop for back-to-school supplies next year.

This article is written by or on behalf of an outsourced columnist and does not necessarily reflect the views of Castanet.



More The Mortgage Gal articles

234249
About the Author

Tracy Head helps busy families get a head start on home ownership.

With today’s increasingly complicated mortgage rules, Tracy spends time getting to know her clients and helps them to better understand the mortgage process. She supports her clients before, during, and after their mortgage is in place.

Tracy works closely with her clients, offering advice and options. With access to more than 40 different lenders. She is able to assist with residential, commercial, and reverse mortgages in order to match the needs of her clients with the right mortgage package.

Tracy works hard to find the right fit for her clients and provide support for years down the road.

Call Tracy at 250-826-5857 or reach out by email [email protected]

Visit her website at www.headstartmortgages.com

Download her app: Headstart Mortgage Architects

 

 



235049
The views expressed are strictly those of the author and not necessarily those of Castanet. Castanet does not warrant the contents.

Previous Stories



236034


235941