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The-Mortgage-Gal
Protect your home and garden investment before the snow falls. (Photo: Flickr user, pigdump)
Protect your home and garden investment before the snow falls. (Photo: Flickr user, pigdump)

Homeowner’s autumn checklist

by - Story: 42988


Whatever the weatherman or the almanac says, we know that the warm season really ends with the changing of the clocks to mark the beginning of standard time again. Mornings are suddenly dark and frigid, and we know that winter is upon us. Protect your home and garden investment – by taking some time to batten down the hatches outdoors before the snow flies!

1. Last chance for repairs: Begin by looking up. Your roof and eaves troughs will need to be in good condition to protect your home in the coming months. In particularly, be sure to clear leaves and debris from
gutters and downspouts if a clog forces melting ice back against the shingles, you’ll be dealing with an ice dam – a serious hazard to the integrity of your roof. While you’re checking the eaves trough, make a visual inspection of the roof itself – looking for loose or broken
shingles, or damaged vents. Check your chimney for any loose brick or crumbling mortar. Mortar is temperature-sensitive and difficult to repair as the weather gets cold. Any work on the roof should be considered
a two-person job, we should add. Always have a strong adult to steady the ladder for the person working at the roof.

Now is also the time to repair any fence, lattice, or trellis – before the winter winds and ice take their toll.

2. Tool shed tune-up: Many a fine garden tool has met its demise far too soon, because it has been left outside over the winter. Your yard and garden tools have been working hard this summer, and they’ll be in need of
proper care and storage for winter. Begin by removing any caked dirt with a good wire brush some gardeners prefer using a wire whisk attachment on a power drill. Now’s the time to sharpen any tools that have become blunted by a season’s use: hoe’s, spades, pruners, loppers and saws, if you have them. As you’re cleaning, check your tools carefully for any loose screws or nuts. Finally, spray any metal parts and cutting edges with a good
penetrating oil like WD-40. Wooden handles should be wiped with boiled linseed oil to prevent cracking and drying.

3. Power tools often have special requirements at the end of season. In general, you should change the oil and spark plugs of any equipment, and have blades sharpened. This can be done professionally, if you prefer.

4. Before the freeze: Garden hoses don’t need much care, and it’s easy to forget about them at the end of the season. But take some time to straighten and drain your hose, and store it in a loose coil or on a reel – not hanging from a nail. Be sure you don’t leave an opportunity for water to enter the hose over the winter months. If you have an irrigation system, be sure to winterize it as well – blowing out the lines to ensure that ice doesn’t have an opportunity to split and break the waterlines below ground. Turn off any outside taps at source, then drain them at the faucet.

5. Wheelbarrows, carts and wagons these workhorses also deserve some attention at the end of the season. Touch up any paint chips and treat any rust spots. Give wheels a spray of oil to keep them running smoothly.

6. Turn on the lights! You’ll need your outdoor lighting as the nightfall comes sooner. Take the time to replace bulbs and ensure that any switches and timers are adjusted for the shorter daylight hours.


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About the Author

Tracy Head and Laurie Baird help busy families find mortgage solutions. Together they have more than 45 years of experience in the mortgage industry.

With today’s increasingly complicated mortgage rules, Tracy and Laurie spend time getting to know the people they work with and help them to better understand the mortgage process. They support their clients before, during, and after their mortgage is in place.

Tracy and Laurie work closely with their clients, offering advice and options. With access to more than 40 different lenders, Tracy and Laurie are able to assist with residential, commercial, and reverse mortgages in order to match the needs of their clients with the right mortgage package.

They work closely with their clients to find the right fit, and are around to provide support for years down the road!

Contact them at 250-862-1806 or visit http://www.okanaganmortgages.com

Visit their blog at https://www.okanaganmortgages.com/blog

 



The views expressed are strictly those of the author and not necessarily those of Castanet. Castanet does not warrant the contents.

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