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The Mortgage Gal

Self-employed get credit for experience

Jan 19, 2008 / 5:00 am

We’ve all heard the old stories. A successful, self-employed Canadian who can work wonders in his or her professional life can’t manage to secure a decent...

Self-employed enjoy mortgages designed for them

Nov 18, 2007 / 5:00 am

Ahh…it’s a favourite daydream of working Canadians: to go into business for yourself! For some Canadians who are self-employed, their situation is the...

Six Home-Inspection Myths

Sep 13, 2007 / 6:00 am

Having faulty or mis­guided beliefs about home-inspec­tion services can lead to poor buy­ing processes and final decisions. Dan Steward, president of Pillar...

Mortgage Plain Talk

Jul 4, 2007 / 6:00 am

There are many stresses associated with home buying – both financial and emotional. And frankly speaking, it doesn’t help that the process comes with its...

Purchasing Second Homes

Jun 8, 2007 / 9:50 am

More Canadians than ever are purchasing second homes. No longer the purview of the wealthy, second home ownership has gone mainstream. For many Canadians,...

How Green Is Your Garden?

May 22, 2007 / 11:00 am

Canadians love their gardens – whether that means a patch of grass and a few sturdy shrubs by the deck, or a full-scale, blowsy English garden of roses,...

Happy Homebuying!

May 1, 2007 / 6:00 am

Congratulations! You’ve decided you’d like to become a homeowner. It’s a big responsibility, but one that comes with many rewards: both emotional and...

The Wow Effect

Apr 11, 2007 / 10:23 am

In the world of real estate, curb appeal is everything. Whether you’re selling your home, getting ready for some special entertaining, or just sprucing things...

Return Of The Clothes Line

Mar 13, 2007 / 6:00 am

The old-fashioned clothes line of our grandmother’s time may be due for a revival. The power blackouts of the past few summers have many Canadians thinking...

Tap Into RRSP

Feb 13, 2007 / 9:01 am

Thinking about buying your first home? Wish you had saved up a good downpayment? Maybe you have, but didn’t know it. First-time homebuyers can tap into their...

Too Good To Be True?

Jan 23, 2007 / 8:41 am

A “no-down-payment” mortgage that actually lets you borrow more than the home’s value? To most of us, the idea of a mortgage that actually lets you borrow...

Becoming A Homeowner

Jan 2, 2007 / 11:33 am

Congratulations! You’ve decided you’d like to become a homeowner. It’s a big responsibility, but one that comes with many rewards: both emotional and...

Closing Costs

Nov 20, 2006 / 9:10 am

You’ve come up with a down payment, searched for a good lawyer, and have found a reputable mortgage broker. Well done! You’re off to a great start in the...

Insuring Thirty Year Mortgages

Nov 2, 2006 / 10:30 am

In late February 2006, Canada Mortgage and Housing Corporation (CMHC)announced that they will be offering to insure 30-year mortgages – a significant shift...

Rental Property Investment

Oct 20, 2006 / 12:50 pm

In so many ways we’ve become a nation of investors. Equities and equity mutual funds may not be as popular as they were in the late 90’s and in 2000, but...

Nation Of Farmers

Oct 5, 2006 / 9:40 am

Barely a half-century ago, Canada was a nation of farmers, and autumn was a celebration of thanks for the harvest. Today, it is hard to find fields dotted with...

What Lenders Look For

Sep 29, 2006 / 9:36 am

Contrary to what you may think, you don’t manage your credit applications and payments in a vacuum. Your credit behavior (as some have learned the hard way)...

Title Fraud

Jan 29, 2006 / 8:35 am

Imagine this. A Canadian homeowner – a successful professional with a lovely home in a nice neighbourhood – arrives home after work one day to find a “For...

Increasing Your Credit Score

Nov 11, 2005 / 5:30 am

Submitted by Mortgage Intelligence Good credit translates into lower rates for the borrower! Here are just a few quick tips that can help put you in a better...

Kids On The Move

Aug 29, 2005 / 1:00 pm

Submitted by Mortgage Intelligence You’re moving! Join the club of Kids on the Move. Did you know that almost one in five families will move this year?...

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