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The Mortgage Gal

Financial implications of living longer

Oct 8, 2011 / 5:00 am

It's a fact that Canadians are living longer today than ever before and while this is great because we'll have more time to spend with loved...

Retirement priorities

Sep 24, 2011 / 5:00 am

Golf, travel and relaxation may all be part of your retirement plans—but mortgage payments probably aren't. With a mortgage to pay down and retirement...

Save on Fall Home Improvements

Sep 10, 2011 / 5:00 am

The Government of Canada has renewed the ecoEnergy Retrofit—Homes Program from June 6, 2011 until March 31, 2012. What does this mean? Homeowners tackling...

Be mortgage-free faster

Aug 27, 2011 / 5:00 am

Think your house is comfortable now? Imagine walking through the door knowing that you never need to make a mortgage payment again. In addition to the...

Shop around before renewal!

Aug 13, 2011 / 5:00 am

While most Canadians spend a lot of time researching mortgages before their initial purchase, the same is generally not the case when looking at the mortgage...

Concerns for homebuyers & sellers

Jul 30, 2011 / 5:00 am

A friend, who is a home inspector shared these tips with me: When buying or selling a home, people are often surprised to find how appropriate that old maxim,...

Supersize your mortgage payments

Jul 3, 2011 / 5:00 am

According to a recent RBC Home Ownership survey, 65 percent of Canadian homeowners are worried about mortgage rate increases and 56 per cent admit that their...

Add money to your wallet

Jun 25, 2011 / 5:00 am

We all love to save money, but most of us don't enjoy penny–pinching or sacrificing to do so. Luckily, there are many ways to generate significant...

Calculating a home buying budget

Jun 11, 2011 / 5:00 am

When house–hunting, some factors, like the features of the home, can be adjusted once you've made your purchase, while other factors, like the...

Help your friends

May 28, 2011 / 5:00 am

The Bank of Canada recently released a paper on the "Competition in the Canadian Mortgage Market", which presented some very interesting findings. ...

Important terms when buying a home

May 14, 2011 / 5:00 am

Assumption Agreement: A legal document signed by a homebuyer that requires the buyer to assume responsibility for the obligations of a mortgage by the builder...

Divorce and your home: (part 2)

Apr 30, 2011 / 5:00 am

Q If I want to go buy another home - am I going to be out of luck while I am still listed on the old mortgage? A although it is difficult and not usually...

Divorce and your home: Part One

Apr 16, 2011 / 5:00 am

There are many questions you might be asking at this time, particularly surrounding your home. We are here to help. Let's break down some the the basics. ...

Updating your kitchen on a budget

Apr 2, 2011 / 5:00 am

We all want the finer things in life, but while many of us have expensive tastes, we don’t always have such lavish budgets. And, when it comes to updating...

Why choose me?

Mar 19, 2011 / 5:00 am

“Why” am I a Mortgage Broker and “Why” should you do business with me? My business coach asked us last week to come up with our “Why”. He gave us a...

Fixed or Variable Rate?

Mar 5, 2011 / 5:00 am

There has been a lot of talk regarding fixed and variable rate mortgages and which one is best for you. There are a couple of questions that you can ask...

Save with the way you pay

Feb 19, 2011 / 5:00 am

"How will you pay for this today?" Maybe it’s time to change the way you answer this common checkout question. With more payment options than ever, consumers...

Changes to mortgages

Jan 29, 2011 / 5:00 am

Changes to Mortgages That Will Affect Most Mortgage Holders Jim Flaherty, Finance Minister announced three changes to mortgage financing in hopes of increasing...

Budgeting for interest rate hikes

Jan 15, 2011 / 5:00 am

Interest rates, near historic lows for much of the past two years, are widely expected to increase through the latter half of 2011. The cost of carrying debt,...

Tips to get approved for a mortgage

Dec 25, 2010 / 5:00 am

If your home ownership fantasies have been rudely awakened by loan officers denying your application, it’s time to take control of your situation and learn...

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