Mortgage Matters

Sisters are doing it for themselves

Feb 21, 2015 / 5:00 am

The latest trend in real estate: professional, single women becoming independent homeowners. It’s not marriage before mortgage any longer. Women are no...

Credit repair action list

Feb 7, 2015 / 5:00 am

As a mortgage broker, it is my business to assist you in getting the best possible rate for your current situation. Unfortunately your credit rating can affect...

First-time homebuyer tips

Jan 24, 2015 / 5:00 am

If you are a first time home buyer then buying your first home is a very exciting time but it can also be stressful and you will have lots of questions –...

The truth about credit card debt

Jan 10, 2015 / 5:00 am

Consolidating your high-interest credit card debt with your mortgage could be a great option if you have sufficient equity in your home. It can reduce your...

Stop paying rent!

Dec 20, 2014 / 5:00 am

It’s a dream we all have - to own our own home and stop paying rent. But if you’re like most renters, you feel trapped within the walls of a house...

The family plan program

Dec 6, 2014 / 6:00 am

This great program is available to enable people to help buy a home for immediate family members who have good credit but may lack the income to qualify for a...

Fall mortgage report

Nov 22, 2014 / 5:00 am

Trends in the housing market are an important driver of the Canadian economy. Housing activity directly drives job creation, in the construction and real estate...

Facing foreclosure?

Nov 8, 2014 / 5:00 am

You could be facing foreclosure if you have found yourself in one of these situations: You are about to miss a mortgage payment because you don’t have...

Should I buy a rental property?

Oct 25, 2014 / 5:00 am

It’s all over the television these days. Programs showing you how you can buy rental properties or put a rental suite in your home to offset your mortgage...

The good, the bad & the ugly

Oct 11, 2014 / 5:00 am

There has been a lot of talk about collateral or re-advanceable mortgages recently. So what is a collateral mortgage? In reality they are a very common form of...

What does a mortgage broker do?

Sep 27, 2014 / 5:00 am

There is still confusion around exactly what I do as a mortgage broker and the services that I offer. Even my friends and family aren’t really sure what I...

Moving up or downsizing?

Sep 13, 2014 / 5:00 am

Are you thinking about moving up or perhaps downsizing? If so there are several things that you should consider regarding your financing and budgeting for...

Grow-ops: What’s up in smoke?

Aug 30, 2014 / 5:00 am

Few communities in Canada have escaped having a grow-op found in their midst. Once busted, the cost to clean up the consequences of having a grow-op in the home...

Four things that can go wrong

Aug 16, 2014 / 5:00 am

Here are four things that can derail your mortgage financing even if you’ve been pre-approved by your bank or a mortgage broker. If you can avoid these...

Good debt versus bad debt

Aug 2, 2014 / 5:00 am

Until recently there was no such thing as ‘good debt’ or ‘bad debt’ as all debt was ‘bad debt’. Owing money for any reason...

Credit & mortgages: a mystery?

Jul 19, 2014 / 5:00 am

Unfortunately a lack of basic financial knowledge can be the difference between getting a mortgage at a great rate or having a mortgage with a “B”...

Mortgage love for renovations

Jul 5, 2014 / 5:00 am

Are you living with a circa 1980’s style bathroom? Carpet on the floor – cracked tiles – leaky shower – old bathtub. Or would you love...

Mortgage renewal options

Jun 21, 2014 / 5:00 am

9 Things to Consider Before Your Mortgage Renews: 1. Have you explored all your options? Once you receive your mortgage renewal statement, there’s...

Planning a divorce?

May 24, 2014 / 5:00 am

When couples are planning to divorce, the division of the assets can become the most daunting and frustrating part, with the family home most likely being the...

Is it time for a mortgage review?

May 10, 2014 / 5:00 am

Stick out your financial paperwork and say, “Ahhh!” It’s time for a check-up. Thankfully, this check-up doesn’t require you to face your...