Student's killer on parole
Charges after investigation
Hostage was on captor 
Regulating power prices
Gen X is raking it in
LeBlanc laying groundwork
US vetoes UN resolution
$100M Nassar settlement
12 Trump jurors picked
Rates slow green economy
Vicinity hires president,
Record housing starts
Warriors ready for Round 2
Kalamalka Bowl cancelled
Rockets live to fight on
Rihanna's parenting ‘hack’
Tarantino scraps film
Munn talks cancer battle
Mortgage Matters
Answers to questions about reverse mortgages
A reverse mortgage is a financial tool that empowers homeowners aged 55 or older to unlock up to 55% of their home's value as tax-free cash. Unlike...
Tax debt for self-employed
For self-employed individuals, dealing with tax debt can pose a significant challenge, especially when there are no tax deductions from regular paychecks or...
Dealing with rising mortgage rates
The Bank of Canada’s latest interest rate hike will have both variable and adjustable rate mortgage borrowers bracing themselves for additional budget...
Avantages of working with a mortgage broker at renewal time
Is your mortgage up for renewal this year? If so, you may have already received an early renewal offer from your lender aiming to entice you with the...
Is it time to refinance your mortgage?
One of the questions I get frequently is, “Can I refinance or restructure my mortgage mid-term?” The answer is yes. I can help you decide whether...
Benefits of a reverse mortgage
For many younger Canadians, the hope of owning a home is becoming increasingly difficult to achieve given today’s high cost of living and the price of...
Renovations can add to the value of your home
Renovating your home is one of the best ways to increase its value and provide yourself with financial security in the long-term. Investing in home renovations...
Mortgage freedom means developing a mortgage strategy
A survey, commissioned by Bromwich+Smith and Advisorsavvy in 2022, found half of older Canadians (54%) have delayed retirement because of mounting inflation and...
Securing a mortgage rate hold
It’s no secret the mortgage market is constantly fluctuating – rates go up and down, making it difficult to predict the best time to buy a house or...
The impact of trigger rates on your mortgage
In recent years, variable rate mortgages (VRMs) became increasingly popular with borrowers, since they had lower interest rates than fixed-rate mortgages and...
Reverse mortgages can be viable options for some homeowners
As the economy continues to undergo changes, many Canadians are dealing with the effects of runaway inflation and are finding that very challenging. With the...
Changing rules have an impact on real estate
Both the federal and provincial governments have introduced several new legislative changes that will impact the real estate market for homeowners, homebuyers...
The problem with early mortgage renewals
Is your mortgage renewing this year? If so, many lenders are contacting their mortgage clients well in advance of the renewal date to offer an early renewal. No...
Mortgage brokers offer flexibility banks often can't match
Whether you are thinking about purchasing a new property or planning to consolidate some of your high interest credit card debt, your first thought might be to...
How mortgages have changed over the years in Canada
There have been many changes to insured mortgages over the years. Amortizations have been reduced, premiums have increased and some programs have even been...
Doing can annual mortgage review could save you money
Here’s my dilemma – how do I communicate the importance of an annual mortgage review, not only to my clients but to everyone who currently has a...
Reverse mortgages can help older couples who are getting divorced
So far in 2022, there are more than 1.9 million divorced people between the ages of 55 and 89 years old in Canada. This phenomenon, commonly known as...
For some, a consolidation loan may be answer to dealing with debt
A recent survey found 53% of Canadian mortgage borrowers are concerned about the prospect of higher monthly payments at renewal time. Those with a variable rate...
With rising rates, which type of mortgage is best for you
Last Wednesday, the Bank of Canada increased its overnight benchmark interest rate 50 basis point to 3.75% from 3.25% in September. That was the sixth time this...
What you need to know about co-signing a mortgage
With our high mortgage qualifying rates at the contract rate plus 2% (approximately 7.5% today), and today’s high-priced real estate, it can be very...
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