Money Ramblings of a Financial Underdog
Sad and depressing
You know what's really sad and depressing? No, it's not the fact that in less than a month, people down south will have to choose between Hilary Clinton...
Education isn't the key
Here's something that really upsets me sometimes — people saying that education is the key to financial success. “How come basic financial...
Green can save you green
Going green can help you save money When someone tells you to “up your green game,” what do you think of? Do you imagine roofs lined with solar...
Don't buy that house - yet
Real estate is sizzling these days. You know it’s a hot topic when you go to Starbucks hoping to get a coffee in peace and quiet, but end up listening to...
Financial OCD
Financial OCD or simply keeping things in order? You know what really grinds my gears? It’s when people start accusing me of having OCD, while I think...
Cheaper to be fat
I recently lost forty pounds. No, I’m not talking about forty British pounds as in British money (where would I get that kind of money?). I lost 40 lbs...
It's not that bad
You know what really grinds my gears? The never-ending negativity in the media. Especially when it comes to economic and personal finance news. When was the...
Politicians? Who cares
Apparently, we have a new Prime Minister of Canada. From what I've gathered on Facebook, he's a young, good-looking fella (just like me) who is smart...
List of 2016 predictions
Feels as though it was just a few weeks ago that we had to get used to dating things with ‘2015’. Now the year 2015 is already over, and a new year...
Our car is a senior citizen
It is official - our car is a senior citizen This year our car turned twenty. While 20 years might not sound like much when talking about humans, twenty years...
Debt free in... years?
As I’ve mentioned previously, we just went through a process of refinancing our home. Now, to a normal person this is a rather joyless occasion because it...
The joy of refinancing
Approximately five years ago we bought our little home. Five years ago we signed on the dotted line and became proud owners of our own townhouse. For young...
Rent vs. own - revisited
I happen to be a financial nerd. When normal people go to Costco to buy some shampoo, they usually pick whatever brand they prefer or whichever smells better....
Bi-weekly car payments
You know what really grinds my gears sometimes? It's when you drive by a car dealership and see a kick-ass car on display with a huge sign - "Easy...
Your money and your time
Average American spends 3 hours/day watching TV for a grand total of 90 hours/month. Using your mobile device comes at 30 hours/month – talking, texting,...
Our money principles
It's been a while since I've updated my blog, and I do apologize for that. In case you haven't noticed, I'm not exactly a professional blogger...
Calculating your net worth
Ever since I decided to achieve better personal finances, I've been calculating net worth for myself and later for two of us. Of course, during the first...
Attracting money with old superstitions
Personally, I'm not a superstitious person. My wife isn't one either, but we do share a couple of superstitions between us which we stick to for some...
New Year Resolutions: Results
Last year, I compiled a list of goals and resolutions for 2014 to hit by the end of the year. Some of the goals were financial, and some personal. Now...
Financial awesomeness
We live in a day and age when the majority of people live paycheque to paycheque and are under constant pressure of money issues. According to a recent poll by...