Financial Planning Made Easy
Summer haven is not a tax haven
Your cottage, or any other vacation property for that matter, can be an important part of your family life – and you might want to leave it to your...
RESPs - more than tuition
You’ve saved and planned for this day, and it’s almost here: In a few short weeks your son or daughter will be heading off for their first year of...
GICs and savings accounts
When financial markets become a little uncertain, some investors get nervous. Uncertainty and nervousness can cause some investors to flee equities and jump...
O' Canada: a great place to...retire
Canada Day is the perfect opportunity to consider all the good reasons why living in Canada and being a Canadian is so terrific. One you may not have considered...
Making the minimum
Credit cards are fairly easy to obtain – if your credit score is okay – and convenient. They can also put you in a world of financial hurt,...
Protecting your family
It’s easy to feel invincible when you’re healthy – and let’s hope you stay healthy for a long, long time. But what if the unthinkable...
Worthwhile renovations
To create more useable space; to make it more energy efficient; to enhance its value – there are a lot of reasons for renovating a home. Millions of...
When "don't pay" deals don't pay off
You’re in the market for a big ticket item like renovation materials or a major appliance and then you see an advertisement for just what you need with a...
Too much house
Buying a new home is an important lifestyle choice – you decide where you want to live based on the type of home you want, the neighbourhood, perhaps...
Five things to do post-grad
Congratulations graduate, you’ve done it. You’ve earned your degree or diploma and now it’s time to get on with the rest of your life. Here...
Raising a family
With the scent of Mother’s Day bouquets still lingering, it’s an appropriate time to reflect on family – and the considerable financial...
Shelter your shelter
Your home is your shelter and so much more: Not only is it very likely the largest purchase you will ever make, it’s the comforting and comfortable center...
Making the right post-secondary choices
It’s almost time for your child to head off for college or university. But how do you make sure he or she will make the right educational choices –...
Key pension decisions
Achieving the retirement lifestyle you want depends on many things – your health, your plans for travelling, volunteering or even starting a new career...
Don't be the April (tax) Fool
Day by day, this year’s tax deadline is looming larger. You know it’s there – you’re not unaware. But you may be unprepared. Stop the...
The best uses for your tax refund
It’s usually better not to get a tax refund but if you are getting one the key question is what you should do with your refund. You could simply spend it...
Hitting the retirement road
Whether your retirement begins tomorrow or somewhere down the road, the time to begin real retirement planning is now – especially when it comes to...
Why you don't want a tax refund
A nice, fat tax refund cheque feels nice but, when you stop and think about it, you may be better off financially if you didn’t get it. The reality is...
Start saving on next year's taxes today
This year's tax deadline is approaching. If you are starting to worry about the amount of taxes you’ll be paying and fretting that you may miss the...
Making retirement financially sustainable
One dictionary definition of “sustainable” is “able to be maintained” – and it’s something we hear often these days, mostly...