Financial Planning Made Easy

Retirement lived in phases

Sep 20, 2015 / 5:00 am

The retirement you choose will be unique to you, and that’s as it should be – but in a general way, all retirements travel through three phases. ...

Retirement income boost

Sep 13, 2015 / 5:00 am

The 2015 federal budget contained a couple of measures that can give Canadians greater flexibility in their retirement saving and investing - an increase in the...

Cashing out a U.S. property

Sep 6, 2015 / 5:00 am

Canadians are cashing out of their United States properties in increasing numbers according to CanadianForex, one of North America’s leading currency...

Not going to college?

Aug 30, 2015 / 5:00 am

Registered Education Savings Plans (RESPs) have long been a popular way to help pay for the escalating cost of a post-secondary education. In fact, according to...

Managing investment risk

Aug 23, 2015 / 5:00 am

As a seasoned investor, you know the value of effective asset allocation – but you can also unlock additional opportunities by taking traditional asset...

Down payment downside

Aug 16, 2015 / 5:00 am

It may be that ‘child’ of yours is getting married or that you simply want to pass along some of the wealth you have worked so hard to accumulate...

Credit cards - the right way

Aug 9, 2015 / 5:00 am

Obtaining a credit card today is simpler than ever; with banks, credit unions, retail stores and even grocery stores offering attractive credit card options....

RESP spending options

Aug 2, 2015 / 5:00 am

You’re finally ready to start tapping into the investments you’ve been building in that Registered Education Savings Plan (RESP) you’ve...

RESP facts

Jul 26, 2015 / 5:00 am

A Registered Education Savings Plan (RESP) is a great way to save for a child’s post-secondary education. Here are some basic facts so you’ll be...

The first wages of summer

Jul 19, 2015 / 5:00 am

Your child’s first summer job means new money in amounts they have never seen before. That can be exciting – maybe too exciting, if your child...

Pay tax installments

Jul 12, 2015 / 5:00 am

You may have received a reminder notice from the Canadian Revenue Agency (CRA) indicating that you should make a quarterly tax installment. It is important to...

RESP withdrawl strategies

Jul 5, 2015 / 5:00 am

It seems like a long time ago that you began to regularly contribute to a Registered Education Savings Plan (RESP) for your child or grandchild and, suddenly,...

Finding an affordable home

Jun 28, 2015 / 5:00 am

Buying a home is usually the largest financial decision any Canadian family will ever make – one that affects your family, future and lifestyle. It gives...

Starting young

Jun 21, 2015 / 5:00 am

You’re newly graduated, with a great job and a solid future in sight – and you’re making your own money for the first time. You could spend...

Benefits of financial advice

Jun 14, 2015 / 5:00 am

It’s been proven in study after study and, more importantly, in the lives of millions of Canadians - the best way to achieve your financial and retirement...

Mortgage inflators

Jun 7, 2015 / 5:00 am

You’re finally ready to build, buy or renovate the home you’ve always dreamed of – and now you’re looking at an endless list of design...

Medical expense tax credits

May 31, 2015 / 5:00 am

You undoubtedly already know that medical expenses can be claimed as a medical expense credit on your tax return – but, like many Canadians, you may be...

Speaking of the cottage

May 24, 2015 / 5:00 am

Your family has always had a great time at your cottage so it’s natural to assume you’ll be handing it off to your family after you’re gone....

Your mortgage or your life

May 17, 2015 / 5:00 am

Your family loves your home – it is the center of your life together, after all – but that mortgage! You can handle it. You did your due diligence...

Manage your mortgage

May 10, 2015 / 5:00 am

Low interest rates may have you thinking about taking on more debt: the cost of a new home, ‘moving up’ to a larger home or refinancing your...