Dear Cop - Expired Insurance Decals

On a daily basis I see expired insurance decals. What are the current fines
for (a) failure to display a valid insurance decal, & (b) driving without
valid insurance?

Failing to display a valid insurance decal is a fine of $109 fine.

Attachment of validation decal
Section 3.012 of the Motor Vehicle Act Regulations indicates that where a validation decal is issued under the Act for attachment to a number plate, it shall be applied to the designated place on the rear number plate.

Driving without vehicle insurance carries a fine of $598. In most instances the vehicle will be towed at the owners expense.

No Insurance
Section 24 (3) of the Motor Vehicle Act indicates that a person must not drive or operate a motor vehicle or trailer on a highway unless
(b) the motor vehicle and the trailer, if any, are insured under a valid and subsisting motor vehicle liability policy evidenced by an owner's certificate.

Constable R.A.(Richard) ASELTON
Central Okanagan Traffic Services - Media Liaison
Kelowna R.C.M.P. Detachment

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About the Author

Tim Schewe is a retired constable with many years of traffic law enforcement experience. He has been writing his column for most of the 20 years of his service in the RCMP.

The column was 'The Beat Goes On' in Fort St. John, 'Traffic Tips' in the South Okanagan and now 'Behind the Wheel' on Vancouver Island and here on Castanet.net.

Schewe retired from the force in January of 2006, but the column has become a habit, and continues.

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