Student's killer on parole
Charges after investigation
Hostage was on captor 
Regulating power prices
Gen X is raking it in
LeBlanc laying groundwork
US vetoes UN resolution
$100M Nassar settlement
12 Trump jurors picked
Rates slow green economy
Vicinity hires president,
Record housing starts
Warriors ready for Round 2
Kalamalka Bowl cancelled
Rockets live to fight on
Rihanna's parenting ‘hack’
Tarantino scraps film
Munn talks cancer battle
1. Get independent advice on your financial options.
As independent mortgage brokers, we are not tied to any one lender or range of products. Our goal is to help you successfully finance your home or property and start by getting to know your home ownership plans. We will provide you a mortgage that meets your specific need and make the process as stress free as possible.
2. Save time with one-stop shopping.
2. Save time with one-stop shopping.
The number of lenders in today’s market are many - and we know you’d probably rather spend your time house hunting! We work directly with dozens of lenders, and can quickly narrow down a list of those that suit you best. It makes comparison-shopping fast, easy, and convenient.
3. We negotiate on your behalf.
3. We negotiate on your behalf.
Most people are uncomfortable negotiating mortgages directly with their bank - we negotiate mortgages every day on behalf of Canadian homebuyers. You can count on our market knowledge to secure competitive rates and terms that benefit you.
4. More choice means more competitive rates.
4. More choice means more competitive rates.
We have access to a network of major lenders in Canada, so your options are extensive. In addition, we also know what’s being offered by credit unions, trust companies and other sources. And we can help you take care of other requirements before your closing date, such as sourcing mortgage default insurance if your down payment is less than 20% of the purchase price.
5. Ensure you get the best rates and terms.
5. Ensure you get the best rates and terms.
Even if you’ve already been pre-approved by your bank or another financial institution, you’re not obliged to stop shopping! Let us see if there is an alternative to better suit your needs.
6. Get access to special deals and add-ons.
6. Get access to special deals and add-ons.
Many financial institutions would love to have you as a client, which is why they often offer incentives to attract credit-worthy customers. These can include retail points programs, discounts on appliances, shopping clubs, and more. We do the math on which offers might be worth your attention when it comes to financing or mortgage insurance - so you get the perks you deserve.
7. Things move quickly!
7. Things move quickly!
Our job isn’t done until your closing date goes smoothly. We’ll help ensure your mortgage transaction takes place on time and to your satisfaction.
8. Get expert advice. When it comes to mortgages, rates and the housing market, we’ll speak to you in plain language. We can explain the various mortgage terms and conditions so you can choose confidently.
9. No cost to you.
8. Get expert advice. When it comes to mortgages, rates and the housing market, we’ll speak to you in plain language. We can explain the various mortgage terms and conditions so you can choose confidently.
9. No cost to you.
There’s absolutely no charge for our services on typical residential mortgage transactions. Like many other professional services, such as insurance, mortgage brokers are generally paid a finder’s fee when we introduce trustworthy, dependable customers to a financial institution. These fees are quite standard and nearly industry-wide so that the focus remains on the customer.
10. Ongoing support and consultation.
10. Ongoing support and consultation.
Even once your mortgage is signed and paperwork is complete, we are here if you need any advice on closing details or even future referral needs. We are happy to be of assistance when you need it.
If you need help with any of your mortgage needs either purchasing a home, refinancing your existing mortgage or shopping the renewal of your existing mortgage please feel free to call 250 862 1806 or email me at [email protected].
This article is written by or on behalf of an outsourced columnist and does not necessarily reflect the views of Castanet.
